UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): November 5, 2004
First United Corporation
(Exact name of registrant as specified in its charter)
Maryland 0-14237 52-1380770
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(State or other jurisdiction of (Commission file number) (IRS Employer
incorporation or organization) Identification No.)
19 South Second Street, Oakland, Maryland 21550
(Address of principal executive offices) (Zip Code)
(301) 334-9471
(Registrant's telephone number, including area code)
N/A
(Former Name or Former Address, if Changed Since Last Report)
Item 2.02. Results of Operations and Financial Condition.
On November 5, 2004, First United Corporation (the "Corporation")
issued a press release describing the Corporation's unaudited financial results
for the three and nine months ended September 30, 2004, a copy of which is
furnished herewith as Exhibit 99.1.
The information contained in this Item 2.02 shall not be deemed "filed"
for purposes of Section 18 of the Securities Exchange Act of 1934, as amended
(the "Exchange Act"), or incorporated by reference in any filing under the
Securities Act of 1933, as amended, or the Exchange Act, except as shall be
expressly set forth by specific reference in such a filing.
Item 9.01. Financial Statements and Exhibits.
(c) Exhibits.
Exhibit 99.1--Press release dated November 5, 2004 (furnished
herewith).
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.
FIRST UNITED CORPORATION
Dated: November 9, 2004 By: /s/ Robert W. Kurtz
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Robert W. Kurtz
President and CFO
-2-
25569-1 , 11/9/2004
Exhibit Index
Exhibit Description
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99.1 Press release dated November 5, 2004 (furnished herewith).