UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 30, 2003 (December 30, 2003) UnionBancorp, Inc. ------------------------------------------------------ (Exact name of registrant as specified in its charter) Delaware 0-28846 36-3145350 --------------------------- ------------ ------------------- State or other jurisdiction (Commission (IRS Employer of Incorporation File Number) Identification No.) 321 West Main Street, Ottawa, IL 61350 --------------------------------------------------- (Address of principal executive offices) (Zip Code) (815) 431-2720 ---------------------------------------------------- (Registrant's telephone number, including area code) Item 5. Other Events On Tuesday, December 30, 2003, the Company issued a press release announcing that the Company expects to provide approximately $1.9 million to its allowance for loan losses during the fourth quarter of 2003. The text of the December 30, 2003 press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Item 7. Financial Statements and Exhibits (a) Financial Statements of Business Acquired. ----------------------------------------- None. (b) Pro Forma Financial Information. ------------------------------- None. (c) Exhibits. -------- 99.1 Press Release dated December 30, 2003. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UNIONBANCORP, INC. Dated: December 30, 2003 /s/ DEWEY R. YAEGER ------------------------------------------ Dewey R. Yaeger President and Principal Executive Officer Dated: December 30, 2003 /s/ KURT R. STEVENSON ------------------------------------------ Kurt R. Stevenson Vice President and Principal Financial and Accounting Officer EXHIBIT INDEX Exhibit Number -------------- 99.1 Press Release, dated December 30, 2003 issued by UnionBancorp, Inc.