FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLERCHRYSLER AG ORD ADR D1668R123 2 41 SH SOLE 41 0 0
ACE LTD G0070K103 17 373 SH SOLE 373 0 0
ASPEN INSURANCE HOLDING USD G05384105 8 300 SH SOLE 300 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 1 25 SH DEFINED 25 0 0
ENDURANCE SPECIALTY HLDG LTD G30397106 6 200 SH SOLE 200 0 0
GLOBALSANTAFE CORPORATION G3930E101 3 75 SH SOLE 75 0 0
GLOBALSANTAFE CORPORATION G3930E101 1 25 SH DEFINED 25 0 0
INGERSOLL-RAND CO COM G4776G101 202 5300 SH SOLE 5300 0 0
INGERSOLL-RAND CO COM G4776G101 30 800 SH DEFINED 800 0 0
MARVELL TECHNOLOGY GROUP LTD G5876H105 2 45 SH DEFINED 45 0 0
NABORS INDUSTRIES LTD G6359F103 2 40 SH SOLE 40 0 0
NABORS INDUSTRIES LTD G6359F103 1 15 SH DEFINED 15 0 0
NOBLE CORP COM G65422100 7 116 SH SOLE 116 0 0
NOBLE CORP COM G65422100 1 25 SH DEFINED 25 0 0
RENAISSANCERE HOLDINGS LTD G7496G103 1 39 SH SOLE 39 0 0
SEAGATE TECHNOLOGY G7945J104 44 2800 SH DEFINED 0 0 2800
TRANSOCEAN INC ORD G90078109 11 188 SH SOLE 188 0 0
WEATHERFORD INTL LTD G95089101 5 80 SH SOLE 80 0 0
XL CAP LTD CL A G98255105 30 444 SH SOLE 444 0 0
XL CAP LTD CL A G98255105 1 25 SH DEFINED 25 0 0
ALCON INC. H01301102 2 20 SH DEFINED 20 0 0
CNH GLOBAL NV N20935206 0 40 SH SOLE 40 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 1 125 SH DEFINED 125 0 0
ACCO BRANDS CORP 00081T108 42 1504 SH SOLE 1504 0 0
AFLAC INC COM 001055102 364 8040 SH SOLE 5740 0 2300
AFLAC INC COM 001055102 0 10 SH DEFINED 10 0 0
AES CORP COM 00130H105 188 11500 SH DEFINED 0 0 11500
AT & T CORP NEW 001957505 379 19158 SH SOLE 18688 0 470
ABBOTT LABS COM 002824100 3704 87361 SH SOLE 81686 0 5675
ABBOTT LABS COM 002824100 135 3200 SH DEFINED 2200 0 1000
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ABGENIX INC 00339B107 1 150 SH SOLE 150 0 0
ACTUANT CORP CLASS A NEW 00508X203 4 86 SH SOLE 86 0 0
ADOBE SYS INC COM 00724F101 71 2400 SH SOLE 2400 0 0
AETNA INC NEW COM 00817Y108 133 1550 SH DEFINED 0 0 1550
AGERE SYS INC COM 00845V308 1 128 SH SOLE 128 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 16 494 SH SOLE 494 0 0
AIR PRODS & CHEMS INC COM 009158106 100 1821 SH SOLE 1821 0 0
AKZO NOBEL NV SPONSORED ADR 010199305 23 536 SH SOLE 536 0 0
ALBERTSONS INC COM 013104104 49 1925 SH SOLE 1925 0 0
ALBERTSONS INC COM 013104104 41 1600 SH DEFINED 0 0 1600
ALCOA INC COM 013817101 1244 50970 SH SOLE 46960 0 4010
ALCOA INC COM 013817101 47 1940 SH DEFINED 1940 0 0
ALKERMES INC 01642T108 1 115 SH SOLE 115 0 0
ALLIANT ENERGY 018802108 5 200 SH SOLE 200 0 0
ALLIANCE FINL CORP 019205103 1946 64001 SH SOLE 64001 0 0
ALLIANCE FINL CORP 019205103 121 4000 SH DEFINED 4000 0 0
ALLSTATE CORP COM 020002101 1704 30829 SH SOLE 28729 0 2100
ALLSTATE CORP COM 020002101 19 350 SH DEFINED 350 0 0
ALLTEL CORP COM 020039103 259 3980 SH SOLE 3980 0 0
ALLTEL CORP COM 020039103 91 1400 SH DEFINED 0 0 1400
ALTRIA GROUP INC COM 02209S103 841 11423 SH SOLE 10723 0 700
ALTRIA GROUP INC COM 02209S103 66 900 SH DEFINED 900 0 0
AMAZON COM INC COM 023135106 81 1800 SH SOLE 1800 0 0
AMAZON COM INC COM 023135106 235 5200 SH DEFINED 0 0 5200
AMBAC FINL GROUP INC COM 023139108 63 880 SH SOLE 880 0 0
AMERADA HESS CORP COM 023551104 4 34 SH SOLE 34 0 0
AMERADA HESS CORP COM 023551104 165 1200 SH DEFINED 0 0 1200
AMEREN CORP COM 023608102 59 1121 SH SOLE 1121 0 0
AMERICAN ELEC PWR INC COM 025537101 35 900 SH SOLE 900 0 0
AMERICAN EXPRESS CO COM 025816109 2152 37485 SH SOLE 34610 0 2875
AMERICAN EXPRESS CO COM 025816109 17 300 SH DEFINED 300 0 0
AMERICAN INTL GROUP INC COM 026874107 4453 71898 SH SOLE 67643 0 4255
AMERICAN INTL GROUP INC COM 026874107 515 8327 SH DEFINED 7285 0 1042
2
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
AMERITRADE CORP 03074K100 16 786 SH SOLE 786 0 0
AMGEN INC COM 031162100 1845 23170 SH SOLE 20370 0 2800
AMGEN INC COM 031162100 25 320 SH DEFINED 320 0 0
AMSOUTH BANCORPORATION COM 032165102 36 1444 SH SOLE 1444 0 0
AMYLIN PHARMACEUTICALS INC 032346108 12 348 SH SOLE 348 0 0
ANADARKO PETE CORP COM 032511107 348 3635 SH SOLE 3635 0 0
ANADARKO PETE CORP COM 032511107 76 800 SH DEFINED 0 0 800
ANALOG DEVICES INC COM 032654105 11 300 SH SOLE 300 0 0
ANHEUSER BUSCH COS INC COM 035229103 289 6723 SH SOLE 5923 0 800
ANHEUSER BUSCH COS INC COM 035229103 137 3200 SH DEFINED 3200 0 0
AON CORP COM 037389103 3 108 SH SOLE 108 0 0
AON CORP COM 037389103 38 1200 SH DEFINED 0 0 1200
APACHE CORP 037411105 1624 21596 SH SOLE 19596 0 2000
APACHE CORP 037411105 20 278 SH DEFINED 278 0 0
APPLE COMPUTER INC COM 037833100 296 5530 SH SOLE 5480 0 50
APPLE COMPUTER INC COM 037833100 3 65 SH DEFINED 65 0 0
APPLIED MATLS INC COM 038222105 97 5730 SH SOLE 5730 0 0
AQUA AMER INC 03836W103 14 375 SH SOLE 375 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 333 13518 SH SOLE 13518 0 0
ARDEN RLTY INC COM 039793104 14 348 SH SOLE 348 0 0
ARIBA INC 04033V203 0 33 SH SOLE 33 0 0
ARROW ELECTRS INC COM 042735100 1 50 SH SOLE 50 0 0
ASTRAZENECA PLC 046353108 4 100 SH SOLE 100 0 0
AUTODESK INC COM 052769106 223 4805 SH SOLE 4805 0 0
AUTOMATIC DATA PROCESSING 053015103 327 7600 SH SOLE 7600 0 0
AUTOMATIC DATA PROCESSING 053015103 86 2000 SH DEFINED 2000 0 0
AVAYA INC COM 053499109 4 417 SH SOLE 417 0 0
AVERY DENNISON CORP COM 053611109 12 240 SH SOLE 240 0 0
AVERY DENNISON CORP COM 053611109 15 300 SH DEFINED 300 0 0
AXCELIS TECHNOLOGIES INC COM 054540109 2 471 SH SOLE 471 0 0
BCE INC COM ADR 05534B109 39 1435 SH SOLE 1435 0 0
BISYS GROUP INC COM 055472104 13 1000 SH SOLE 1000 0 0
BJ SVCS CO COM 055482103 3 84 SH SOLE 84 0 0
3
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BP AMOCO P L C SPONSORED ADR 055622104 592 8362 SH SOLE 8362 0 0
BP AMOCO P L C SPONSORED ADR 055622104 333 4709 SH DEFINED 3397 0 1312
BMC SOFTWARE INC 055921100 24 1155 SH SOLE 1155 0 0
BAKER HUGHES INC COM 057224107 20 345 SH SOLE 345 0 0
BAKER HUGHES INC COM 057224107 41 700 SH DEFINED 0 0 700
BALL CORP COM 058498106 101 2765 SH SOLE 2765 0 0
BANK OF AMERICA CORPORATION COM 060505104 5454 129596 SH SOLE 123271 0 6325
BANK OF AMERICA CORPORATION COM 060505104 268 6385 SH DEFINED 4075 0 2310
BANK NEW YORK INC COM 064057102 50 1719 SH SOLE 719 0 1000
BANK NEW YORK INC COM 064057102 2 100 SH DEFINED 100 0 0
BARRICK GOLD CORP COM ADR 067901108 30 1050 SH SOLE 1050 0 0
BAXTER INTL INC COM 071813109 38 969 SH SOLE 969 0 0
BAXTER INTL INC COM 071813109 3 100 SH DEFINED 100 0 0
BAXTER INTL INC PFD 071813406 17 300 SH SOLE 300 0 0
BAYER AG SPONSORED ADR'S 072730302 3 100 SH SOLE 0 0 100
BECTON DICKINSON & CO COM 075887109 87 1660 SH SOLE 1590 0 70
BED BATH & BEYOND INC COM 075896100 2 65 SH SOLE 65 0 0
BELLSOUTH CORP COM 079860102 1967 74826 SH SOLE 64684 0 10142
BELLSOUTH CORP COM 079860102 124 4750 SH DEFINED 2950 0 1800
BELO CORP 080555105 1 81 SH SOLE 81 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 82 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B 084670207 76 28 SH SOLE 28 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 8 3 SH DEFINED 3 0 0
BEST BUY INC COM 086516101 104 2409 SH SOLE 2409 0 0
BEST BUY INC COM 086516101 12 288 SH DEFINED 288 0 0
BIOMET INC COM 090613100 3 100 SH SOLE 100 0 0
BIOGEN IDEC INC 09062X103 59 1515 SH SOLE 415 0 1100
BIOLASE TECHNOLOGY INC 090911108 14 2000 SH SOLE 2000 0 0
BIOMIRA INC COM 09161R106 2 2000 SH SOLE 2000 0 0
BLACK & DECKER CORP COM 091797100 203 2475 SH SOLE 2475 0 0
BLACK & DECKER CORP COM 091797100 57 700 SH DEFINED 0 0 700
BLACKROCK INSD MUN 2008 TERM 09247K109 20 1275 SOLE 1275 0 0
BLACKROCK MUN TARGET TERM TR INC 09247M105 41 4144 SOLE 4144 0 0
4
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BLACKROCK INSD MUN INC TR 092479104 18 1178 SH SOLE 1178 0 0
BLAIR CORP 092828102 13 363 SH SOLE 363 0 0
H & R BLOCK INC COM 093671105 253 10570 SH SOLE 10570 0 0
BOEING CO COM 097023105 1189 17510 SH SOLE 17510 0 0
BOEING CO COM 097023105 2 35 SH DEFINED 35 0 0
BORG WARNER INC 099724106 1 25 SH DEFINED 25 0 0
BOSTON PPTYS INC 101121101 7 105 SH SOLE 105 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 333 13860 SH SOLE 12760 0 1100
BRISTOL MYERS SQUIBB CO COM 110122108 86 3600 SH DEFINED 1600 0 2000
BROADCOM CORP CL A 111320107 1 35 SH DEFINED 35 0 0
BROWN FORMAN CORP CL B 115637209 119 2000 SH DEFINED 0 0 2000
BRUNSWICK CORP 117043109 17 475 SH SOLE 475 0 0
BURLINGTON NORTHN SANTA FE CCOM 12189T104 177 2970 SH SOLE 2970 0 0
BURLINGTON RES INC COM 122014103 265 3262 SH SOLE 3262 0 0
CH ENERGY GROUP INC 12541M102 28 600 SH SOLE 600 0 0
CIGNA CORP COM 125509109 3 33 SH SOLE 33 0 0
CIT GROUP INC COM 125581108 46 1020 SH SOLE 1020 0 0
CSX CORP COM 126408103 397 8554 SH SOLE 8554 0 0
CSX CORP COM 126408103 1 30 SH DEFINED 30 0 0
CVS CORP COM 126650100 199 6895 SH SOLE 6895 0 0
CABLEVISION NY GROUP CL A 12686C109 5 175 SH SOLE 175 0 0
CABOT MICROELECTRONICS CORP 12709P103 0 25 SH SOLE 25 0 0
CAMPBELL SOUP CO COM 134429109 3 114 SH SOLE 114 0 0
CAMPBELL SOUP CO COM 134429109 38 1300 SH DEFINED 0 0 1300
CANADIAN NATL RY CO COM 136375102 7 100 SH SOLE 100 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 311 3915 SH SOLE 3915 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 79 1000 SH DEFINED 0 0 1000
CAPITAL SOURCE INC 14055X102 6 300 SH SOLE 300 0 0
CAPSTON TURBINE CORP 14067D102 1 500 SH SOLE 500 0 0
CARDINAL HEALTH INC COM 14149Y108 149 2356 SH SOLE 2356 0 0
CARDINAL HEALTH INC COM 14149Y108 152 2400 SH DEFINED 2400 0 0
CAREMARK RX INC 141705103 8 173 SH SOLE 173 0 0
CAREMARK RX INC 141705103 0 10 SH DEFINED 10 0 0
5
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CARNIVAL CORP 143658300 193 3880 SH SOLE 3880 0 0
CARNIVAL CORP 143658300 0 15 SH DEFINED 15 0 0
CARRAMERICA RLTY CORP COM 144418100 12 346 SH SOLE 346 0 0
CATERPILLAR INC DEL COM 149123101 608 10362 SH SOLE 10362 0 0
CENDANT CORP COM 151313103 69 3370 SH SOLE 3370 0 0
CENTEX CORP COM 152312104 30 475 SH SOLE 475 0 0
CENTEX CORP COM 152312104 38 600 SH DEFINED 0 0 600
CENTRAL SECS CORP COM 155123102 18 732 SH DEFINED 0 0 732
CERIDIAN CORP NEW COM 156779100 3 155 SH SOLE 155 0 0
CERTEGY INC COM 156880106 48 1200 SH SOLE 1200 0 0
CHAPARRAL STL CO DEL 159423102 7 300 SH SOLE 300 0 0
CHARLES RIV LABORATORIES INTL INC 159864107 3 91 SH SOLE 91 0 0
CHARMING SHOPPES INC 161133103 3 290 SH SOLE 290 0 0
CHEESECAKE FACTORY INC 163072101 3 100 SH SOLE 100 0 0
CHEMED CORP INC 16359R103 7 170 SH SOLE 170 0 0
CHEVRON CORPORATION 166764100 3901 60281 SH SOLE 57366 0 2915
CHEVRON CORPORATION 166764100 214 3316 SH DEFINED 1050 0 2266
CHIRON CORP COM 170040109 4 105 SH SOLE 105 0 0
CHOICEPOINT INC COM 170388102 41 960 SH SOLE 960 0 0
CHUBB CORP COM 171232101 384 4295 SH SOLE 4295 0 0
CHUBB CORP COM 171232101 29 325 SH DEFINED 25 0 300
CINERGY CORP COM 172474108 1 45 SH SOLE 45 0 0
CISCO SYS INC COM 17275R102 3431 191583 SH SOLE 180808 0 10775
CISCO SYS INC COM 17275R102 223 12500 SH DEFINED 9600 0 2900
CITIGROUP INC 172967101 6461 141956 SH SOLE 135712 0 6244
CITIGROUP INC 172967101 277 6104 SH DEFINED 4104 0 2000
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 4 142 SH SOLE 142 0 0
CLOROX CO DEL COM 189054109 279 5038 SH SOLE 4938 0 100
CLOROX CO DEL COM 189054109 66 1200 SH DEFINED 0 0 1200
COCA COLA CO COM 191216100 1528 35399 SH SOLE 32474 0 2925
COCA COLA CO COM 191216100 105 2450 SH DEFINED 950 0 1500
COCA COLA ENTERPRISES INC COM 191219104 3 170 SH SOLE 170 0 0
COLGATE PALMOLIVE CO COM 194162103 848 16069 SH SOLE 16069 0 0
COLGATE PALMOLIVE CO COM 194162103 105 2000 SH DEFINED 0 0 2000
6
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
COLLEGIATE PACIFIC INC COM NEW 194589206 0 20 SH SOLE 20 0 0
COLONIAL PPTYS TR COM SH BEN INT 195872106 10 234 SH SOLE 234 0 0
COMCAST CORP NEW CL A 20030N101 1749 59556 SH SOLE 59556 0 0
COMCAST CORP NEW CL A 20030N101 26 904 SH DEFINED 0 0 904
COMCAST CORP NEW 20030N200 25 902 SH SOLE 902 0 0
COMCAST CORP NEW 20030N200 31 1100 SH DEFINED 100 0 1000
COMMERCIAL METALS CO COM 201723103 98 2920 SH SOLE 2920 0 0
COMPUTER ASSOC INTL INC COM 204912109 3 137 SH SOLE 137 0 0
COMPUTER ASSOC INTL INC COM 204912109 8 300 SH DEFINED 0 0 300
COMPUTER SCIENCES CORP COM 205363104 185 3920 SH SOLE 3920 0 0
CONAGRA FOODS INC COM 205887102 86 3512 SH SOLE 3512 0 0
CONAGRA FOODS INC COM 205887102 37 1500 SH DEFINED 0 0 1500
CONEXANT SYSTEMS INC COM 207142100 1 600 SH SOLE 600 0 0
CONOCOPHILLIPS 20825C104 830 11876 SH SOLE 11192 0 684
CONSOLIDATED EDISON INC 209115104 36 748 SH SOLE 748 0 0
CONSTELLATION BRANDS INC 21036P108 151 5815 SH SOLE 5815 0 0
CONSTELLATION ENERGY CORP COM 210371100 72 1175 SH DEFINED 25 0 1150
CORN PRODS INTL INC COM 219023108 3 150 SH SOLE 150 0 0
CORNING INC COM 219350105 161 8340 SH SOLE 8240 0 100
CORNING INC COM 219350105 9 479 SH DEFINED 479 0 0
COSTCO WHSL CORP NEW COM 22160K105 1406 32647 SH SOLE 29897 0 2750
COSTCO WHSL CORP NEW COM 22160K105 120 2800 SH DEFINED 2800 0 0
COUNTRYWIDE FINANCIAL CORP 222372104 95 2900 SH DEFINED 0 0 2900
COVANCE INC COM 222816100 2 62 SH SOLE 62 0 0
CREE INC COM 225447101 5 200 SH SOLE 200 0 0
CUMMINS INC COM 231021106 226 2575 SH SOLE 2575 0 0
CYPRESS SEMICONDUCTOR CORP 232806109 1 100 SH SOLE 100 0 0
DNP SELECT INC FD INC COM 23325P104 34 3000 SH SOLE 3000 0 0
DR HORTON INC 23331A109 46 1280 SH SOLE 1280 0 0
DTE ENERGY CO 233331107 6 135 SH SOLE 135 0 0
DANAHER CORP DEL COM 235851102 12 225 SH SOLE 225 0 0
DARDEN RESTAURANTS INC COM 237194105 16 535 SH SOLE 535 0 0
DEERE & CO COM 244199105 197 3233 SH SOLE 3233 0 0
7
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DEL MONTE FOODS 24522P103 0 89 SH SOLE 89 0 0
DELL INC 24702R101 2052 60017 SH SOLE 56342 0 3675
DELL INC 24702R101 62 1835 SH DEFINED 1835 0 0
DELPHI CORPORATION COM 247126105 0 331 SH SOLE 331 0 0
DELUXE CORP COM 248019101 5 140 SH SOLE 140 0 0
DENTSPLY INTL INC NEW COM 249030107 5 100 SH SOLE 100 0 0
DIAGEO PLC SPN ADR NEW 25243Q205 9 156 SH SOLE 156 0 0
DIEBOLD INC COM 253651103 1 54 SH SOLE 54 0 0
THE DIRECTV GROUP INC. 25459L106 4 311 SH SOLE 311 0 0
THE DIRECTV GROUP INC. 25459L106 100 6700 SH DEFINED 0 0 6700
DISCOVERY HOLDING CO COM SER A 25468Y107 2 189 SH SOLE 189 0 0
DISNEY WALT CO COM DISNEY 254687106 111 4625 SH SOLE 4625 0 0
DISNEY WALT CO COM DISNEY 254687106 48 2000 SH DEFINED 0 0 2000
DOMINION RES INC VA NEW COM 25746U109 406 4724 SH SOLE 4724 0 0
DOVER CORP COM 260003108 149 3666 SH SOLE 3666 0 0
DOW CHEM CO COM 260543103 16 395 SH SOLE 395 0 0
DOW CHEM CO COM 260543103 303 7278 SH DEFINED 7278 0 0
DOW JONES & CO INC COM 260561105 49 1300 SH DEFINED 0 0 1300
DU PONT E I DE NEMOURS & CO COM 263534109 1313 33541 SH SOLE 32966 0 575
DU PONT E I DE NEMOURS & CO COM 263534109 157 4025 SH DEFINED 2625 0 1400
DUKE ENERGY CORP COM 264399106 218 7495 SH SOLE 7395 0 100
DUKE ENERGY CORP COM 264399106 72 2500 SH DEFINED 0 0 2500
DUKE REALTY CORP 264411505 18 547 SH SOLE 547 0 0
E M C CORP MASS COM 268648102 23 1847 SH SOLE 1847 0 0
E M C CORP MASS COM 268648102 2 200 SH DEFINED 200 0 0
ENI SPA SPONSER ADR 26874R108 3 25 SH SOLE 25 0 0
EASTMAN CHEM CO COM 277432100 22 478 SH SOLE 478 0 0
EASTMAN KODAK CO COM 277461109 52 2174 SH SOLE 2174 0 0
EASTMAN KODAK CO COM 277461109 143 5900 SH DEFINED 0 0 5900
EATON VANCE CORP COM 278058102 94 1495 SH SOLE 1495 0 0
EATON VANCE CORP COM 278058102 82 1300 SH DEFINED 0 0 1300
EBAY INC COM 278642103 147 3590 SH DEFINED 90 0 3500
ECHOSTAR COMMUNICATIONS 278762109 2 92 SH SOLE 92 0 0
8
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ECOLAB INC COM 278865100 44 1400 SH SOLE 1400 0 0
ECOLAB INC COM 278865100 19 600 SH DEFINED 600 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1 40 SH SOLE 40 0 0
EDWARDS AG INC COM 281760108 168 3850 SH SOLE 3850 0 0
EL PASO ENERGY CORP DEL COM 28336L109 8 644 SH SOLE 644 0 0
ELECTRONIC ARTS INC COM 285512109 7 131 SH SOLE 131 0 0
ELECTRONIC ARTS INC COM 285512109 104 1845 SH DEFINED 45 0 1800
ELECTRONIC DATA SYS NEW COM 285661104 14 646 SH SOLE 646 0 0
ELECTRONIC DATA SYS NEW COM 285661104 1 50 SH DEFINED 50 0 0
ELECTRONICS FOR IMAGING INC 286082102 1 50 SH SOLE 50 0 0
EMERSON ELEC CO COM 291011104 1862 25943 SH SOLE 23868 0 2075
EMERSON ELEC CO COM 291011104 136 1900 SH DEFINED 1900 0 0
EMPIRE DIST ELEC CO COM 291641108 4 200 SH SOLE 0 0 200
EMULEX CORP 292475209 8 420 SH SOLE 420 0 0
ENBRIDGE ENERGY PART LP COM 29250R106 8 150 SH SOLE 150 0 0
ENERGY CONVERSION DEV INC 292659109 4 100 SH SOLE 100 0 0
ENERGY EAST CORP COM 29266M109 124 4959 SH SOLE 4859 0 100
ENERGIZER HLDGS INC COM 29266R108 7 140 SH DEFINED 0 0 140
ENGELHARD CORP COM 292845104 4 160 SH SOLE 160 0 0
EQUIFAX INC COM 294429105 73 2100 SH SOLE 2100 0 0
EQUITABLE RES INC COM 294549100 59 1514 SH SOLE 1514 0 0
EQUITY FUND 294700703 46 600 SH SOLE 600 0 0
EQUITY OFFICE PROPERTIES TRUST 294741103 28 864 SH SOLE 864 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 22 596 SH SOLE 596 0 0
ERICSSON TELEPHONE CO ADR 294821608 5 160 SH SOLE 160 0 0
ERICSSON TELEPHONE CO ADR 294821608 11 320 SH DEFINED 320 0 0
EXELON CORP COM 30161N101 5104 95540 SH SOLE 89590 0 5950
EXELON CORP COM 30161N101 93 1750 SH DEFINED 1750 0 0
EXPEDIA INC DEL 30212P105 1 87 SH SOLE 87 0 0
EXPEDIA INC DEL 30212P105 79 4000 SH DEFINED 0 0 4000
EXPEDITORS INTL WASH INC COM 302130109 11 200 SH SOLE 200 0 0
EXTREME NETWORKS INC 30226D106 0 150 SH SOLE 150 0 0
EXXON MOBIL CORP COM 30231G102 13107 206294 SH SOLE 192483 0 13811
EXXON MOBIL CORP COM 30231G102 3703 58291 SH DEFINED 55195 0 3096
9
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FMC TECHNOLOGIES INC COM 30249U101 2 65 SH SOLE 65 0 0
FPL GROUP INC COM 302571104 22 474 SH SOLE 74 0 400
FPL GROUP INC COM 302571104 24 524 SH DEFINED 324 0 200
FAMILY DLR STORES INC 307000109 1 66 SH SOLE 66 0 0
FED HOME LOAN MTGE COM 313400301 2 47 SH SOLE 47 0 0
FED HOME LOAN MTGE COM 313400301 1 25 SH DEFINED 25 0 0
FEDERAL NATL MTG ASSN COM 313586109 85 1903 SH SOLE 1903 0 0
FEDERAL NATL MTG ASSN COM 313586109 19 425 SH DEFINED 425 0 0
FEDERAL SIGNAL CORP COM 313855108 8 500 SH SOLE 500 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 8 121 SH SOLE 121 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 27 404 SH DEFINED 0 0 404
FEDEX CORP 31428X106 32 375 SH SOLE 300 0 75
FIFTH THIRD BANCORP COM 316773100 149 4062 SH SOLE 3862 0 200
FIFTH THIRD BANCORP COM 316773100 17 475 SH DEFINED 475 0 0
FIRST DATA CORP COM 319963104 47 1199 SH SOLE 1199 0 0
FIRST DATA CORP COM 319963104 8 200 SH DEFINED 200 0 0
FIRST HORIZON NATL CORP 320517105 29 810 SH SOLE 810 0 0
FIRST INDUSTRIAL REALTY TRUSCOM 32054K103 18 470 SH SOLE 470 0 0
FIRST NIAGARA FINL INC 33582V108 14 1011 SH SOLE 1011 0 0
FIRST NIAGARA FINL INC 33582V108 18 1255 SH DEFINED 1255 0 0
FIRSTENERGY CORP COM 337932107 121 2331 SH SOLE 2331 0 0
FORD MOTOR CO 345370860 8 835 SH SOLE 835 0 0
FOREST LABS INC COM 345838106 7 192 SH SOLE 192 0 0
FORTUNE BRANDS INC COM 349631101 679 8354 SH SOLE 8354 0 0
FRANKLIN RESOURCES INC. 354613101 1 15 SH DEFINED 15 0 0
FREEPORT MCMORAN COPPER & GOLD INC CL B 35671D857 8 165 SH SOLE 165 0 0
FREESCALE SEMICONDUCTOR INC 35687M206 34 1456 SH SOLE 1456 0 0
FREESCALE SEMICONDUCTOR INC 35687M206 15 662 SH DEFINED 662 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 391 6304 SH SOLE 6304 0 0
GANNETT INC COM 364730101 425 6188 SH SOLE 6188 0 0
GANNETT INC COM 364730101 106 1550 SH DEFINED 150 0 1400
GAP INC DEL COM 364760108 9 567 SH SOLE 567 0 0
GEMSTAR TV GUIDE INC 36866W106 0 200 SH SOLE 200 0 0
10
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GENENTECH INC COM NEW 368710406 23 285 SH SOLE 285 0 0
GENENTECH INC COM NEW 368710406 2 30 SH DEFINED 30 0 0
GENERAL DYNAMICS CORP COM 369550108 11 100 SH SOLE 100 0 0
GENERAL ELEC CO COM 369604103 10662 316774 SH SOLE 295304 0 21470
GENERAL ELEC CO COM 369604103 1421 42244 SH DEFINED 41044 0 1200
GENERAL MLS INC COM 370334104 17 357 SH SOLE 357 0 0
GENERAL MLS INC COM 370334104 311 6468 SH DEFINED 4968 0 1500
GENERAL MTRS CORP COM 370442105 17 563 SH SOLE 563 0 0
GENUINE PARTS CO COM 372460105 42 1000 SH SOLE 1000 0 0
GENUINE PARTS CO COM 372460105 64 1500 SH DEFINED 0 0 1500
GENZYME CORP COM 372917104 15 215 SH SOLE 215 0 0
GEORGIA PACIFIC CORP 373298108 2 74 SH SOLE 74 0 0
GILEAD SCIENCES INC COM 375558103 69 1426 SH SOLE 1426 0 0
GILEAD SCIENCES INC COM 375558103 0 10 SH DEFINED 10 0 0
GILLETTE CO COM 375766102 143 2467 SH SOLE 2467 0 0
GILLETTE CO COM 375766102 105 1806 SH DEFINED 506 0 1300
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 127 2490 SH SOLE 2490 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 3 25 SH DEFINED 25 0 0
GOODRICH CORP 382388106 1 25 SH DEFINED 25 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 0 60 SH SOLE 60 0 0
GOOGLE INC 38259P508 28 90 SH SOLE 90 0 0
GOOGLE INC 38259P508 150 477 SH DEFINED 12 0 465
GRAINGER W W INC COM 384802104 138 2200 SH SOLE 2200 0 0
GRANT PRIDECO INC 38821G101 2 50 SH SOLE 50 0 0
GREAT PLAINS ENERGY INC COM 391164100 23 800 SH SOLE 600 0 200
GUIDANT CORP COM 401698105 314 4562 SH SOLE 4562 0 0
HCA INC 404119109 63 1330 SH SOLE 1330 0 0
HRPT PPTYS TR COM SH BEN INT 40426W101 20 1644 SH SOLE 1644 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 45 557 SH SOLE 557 0 0
HALLIBURTON CO COM 406216101 44 654 SH SOLE 654 0 0
HALLIBURTON CO COM 406216101 2 40 SH DEFINED 40 0 0
JOHN HANCOCK PFD INC FD II 41013X106 22 1000 SH SOLE 0 0 1000
HARDINGE INC COM 412324303 13 900 SH SOLE 900 0 0
11
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
HARLEY DAVIDSON INC COM 412822108 1232 25448 SH SOLE 22998 0 2450
HARLEY DAVIDSON INC COM 412822108 62 1300 SH DEFINED 1300 0 0
HARMAN INTL INDUSTRIES INC NEW 413086109 6 61 SH SOLE 61 0 0
HARTFORD FINL SVCS GROUP INCCOM 416515104 16 212 SH SOLE 212 0 0
HASBRO INC COM 418056107 4 210 SH SOLE 210 0 0
HASBRO INC COM 418056107 49 2500 SH DEFINED 0 0 2500
HAWAIIAN ELEC INDUSTRIES COM 419870100 11 400 SH SOLE 400 0 0
HEALTH CARE PPTY INVS 421915109 35 1330 SH SOLE 1330 0 0
HEALTH MANAGEMENT CLASS A 421933102 231 9850 SH SOLE 9850 0 0
HEALTHCARE RLTY TR COM 421946104 18 466 SH SOLE 466 0 0
HEALTH CARE REIT INC COM 42217K106 11 297 SH SOLE 297 0 0
HEALTH NET INC A 42222G108 108 2300 SH DEFINED 0 0 2300
HEINZ H J CO COM 423074103 126 3468 SH SOLE 1818 0 1650
HERCULES INC COM 427056106 6 500 SH DEFINED 0 0 500
THE HERSHEY COMPANY 427866108 219 3900 SH SOLE 3900 0 0
HEWLETT PACKARD CO COM 428236103 2359 80800 SH SOLE 75420 0 5380
HEWLETT PACKARD CO COM 428236103 90 3104 SH DEFINED 850 0 2254
HOME DEPOT INC COM 437076102 4860 127472 SH SOLE 121502 0 5970
HOME DEPOT INC COM 437076102 319 8375 SH DEFINED 6175 0 2200
HONEYWELL INTL INC COM 438516106 43 1161 SH SOLE 1161 0 0
HOSPITALITY PROPERTIES TRUST 44106M102 17 405 SH SOLE 405 0 0
HOSPIRA INC 441060100 4 100 SH DEFINED 0 0 100
HUMANA INC COM 444859102 129 2700 SH SOLE 2700 0 0
IAC/INTERACTIVE CORP 44919P300 2 87 SH SOLE 87 0 0
IAC/INTERACTIVE CORP 44919P300 96 3800 SH DEFINED 0 0 3800
IMS HEALTH INC 449934108 2 89 SH SOLE 89 0 0
ITT INDS INC IND COM 450911102 11 104 SH SOLE 104 0 0
IKON OFFICE SOLUTIONS INC 451713101 2 205 SH SOLE 205 0 0
ILLINOIS TOOL WKS INC COM 452308109 1371 16657 SH SOLE 15257 0 1400
ILLINOIS TOOL WKS INC COM 452308109 94 1150 SH DEFINED 1150 0 0
IMCLONE SYS INC 45245W109 2 84 SH SOLE 84 0 0
IMAGISTICS INTERNATIONAL INCCOM 45247T104 2 64 SH SOLE 64 0 0
INTEL CORP COM 458140100 6009 243911 SH SOLE 230521 0 13390
INTEL CORP COM 458140100 411 16690 SH DEFINED 16090 0 600
12
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
INTERNATIONAL BUSINESS MACHS COM 459200101 4847 60430 SH SOLE 57548 0 2882
INTERNATIONAL BUSINESS MACHS COM 459200101 332 4144 SH DEFINED 3444 0 700
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 15 436 SH SOLE 436 0 0
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 35 1000 SH DEFINED 0 0 1000
INTL PAPER CO COM 460146103 8 284 SH SOLE 284 0 0
INTL PAPER CO COM 460146103 62 2110 SH DEFINED 0 0 2110
INTERNATIONAL RECTIFIER CORPCOM 460254105 1 36 SH SOLE 36 0 0
INTERPUBLIC GROUP COS INC COM 460690100 1 150 SH SOLE 150 0 0
INTUIT COM 461202103 58 1300 SH DEFINED 0 0 1300
ISHS TR S & P MIDCAP 400 IND 464287507 2407 33526 SH SOLE 33526 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FD 464287648 1373 19965 SH SOLE 19965 0 0
IVAX CORP COM 465823102 172 6562 SH SOLE 6562 0 0
JDS UNIPHASE CORP COM 46612J101 1 515 SH SOLE 515 0 0
JPMORGAN CHASE & CO COM 46625H100 2112 62266 SH SOLE 58461 0 3805
JPMORGAN CHASE & CO COM 46625H100 269 7945 SH DEFINED 550 0 7395
JACUZZI BRANDS INC. 469865109 5 640 SH SOLE 640 0 0
JEFFERSON PILOT CORP COM 475070108 5 115 SH SOLE 115 0 0
JOHNSON & JOHNSON COM 478160104 6415 101400 SH SOLE 94940 0 6460
JOHNSON & JOHNSON COM 478160104 1412 22330 SH DEFINED 20080 0 2250
JOHNSON CTLS INC COM 478366107 109 1767 SH SOLE 1767 0 0
JONES APPAREL GROUP INC COM 480074103 13 465 SH SOLE 465 0 0
JONES APPAREL GROUP INC COM 480074103 0 25 SH DEFINED 25 0 0
JUNIPER NETWORKS INC COM 48203R104 2 91 SH SOLE 91 0 0
JUNIPER NETWORKS INC COM 48203R104 1 65 SH DEFINED 65 0 0
KLA-TENCOR CORP 482480100 82 1692 SH SOLE 1692 0 0
KB HOME COM 48666K109 22 310 SH SOLE 310 0 0
KELLOGG CO COM 487836108 419 9098 SH SOLE 9098 0 0
KERR MCGEE CORP COM 492386107 73 758 SH SOLE 758 0 0
KEYCORP NEW COM 493267108 39 1232 SH SOLE 1232 0 0
KEYSPAN CORP COM 49337W100 96 2630 SH SOLE 2630 0 0
KIMBERLY CLARK CORP COM 494368103 412 6936 SH SOLE 6936 0 0
KIMBERLY CLARK CORP COM 494368103 59 1000 SH DEFINED 0 0 1000
KINDER MORGAN INC KANS COM 49455P101 6 65 SH SOLE 65 0 0
13
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
KINDER MORGAN ENERGY PARTNER LTD PARTNER 494550106 96 1826 SH SOLE 1826 0 0
KING PHARMACEUTICALS INC 495582108 92 6040 SH SOLE 6040 0 0
KNIGHT RIDDER INC 499040103 1 29 SH SOLE 29 0 0
KOHLS CORP COM 500255104 9 190 SH SOLE 190 0 0
KONINKLIJKE AHOLD NV SPNSRD ADR NEW 500467303 1 150 SH SOLE 150 0 0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR 500472303 29 1101 SH SOLE 1101 0 0
KRAFT FOODS INC CL A 50075N104 21 690 SH SOLE 690 0 0
KROGER CO COM 501044101 9 466 SH SOLE 466 0 0
KROGER CO COM 501044101 1 50 SH DEFINED 50 0 0
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 628 7953 SH SOLE 7953 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 494 10160 SH SOLE 10160 0 0
LANCASTER COLONY CORP COM 513847103 45 1050 SH SOLE 1050 0 0
LAUDER ESTEE COS INC CL A 518439104 2 76 SH SOLE 76 0 0
LEAR CORP COM 521865105 0 25 SH DEFINED 25 0 0
LEGGETT & PLATT INC COM 524660107 32 1600 SH SOLE 1600 0 0
LEGG MASON INC COM 524901105 16 150 SH SOLE 150 0 0
LEGG MASON INC COM 524901105 0 5 SH DEFINED 5 0 0
LEHMAN BROTHERS HOLDING INC 524908100 400 3442 SH SOLE 3442 0 0
LENNAR CORP COM 526057104 5 100 SH SOLE 100 0 0
LEXMARK INTL NEW CL A 529771107 8 145 SH SOLE 45 0 100
LEXMARK INTL NEW CL A 529771107 12 200 SH DEFINED 200 0 0
LIBERTY GLOBAL INC 530555101 0 25 SH SOLE 25 0 0
LIBERTY GLOBAL INC COM SER A 530555309 0 25 SH SOLE 25 0 0
LIBERTY MEDIA CORP NEW 530718105 15 1907 SH SOLE 1907 0 0
LIBERTY PPTY TR SH BEN INT 531172104 19 469 SH SOLE 469 0 0
LILLY ELI & CO COM 532457108 162 3028 SH SOLE 3028 0 0
LILLY ELI & CO COM 532457108 2 40 SH DEFINED 40 0 0
LIMITED BRANDS INC COM 532716107 8 420 SH SOLE 420 0 0
LINCOLN NATL CORP IND COM 534187109 332 6397 SH SOLE 6397 0 0
LIZ CLAIBORNE INC COM 539320101 18 475 SH SOLE 475 0 0
LLOYDS TSB GROUP PLC SPONSORED ADR 539439109 6 185 SH SOLE 185 0 0
LOCKHEED MARTIN CORP COM 539830109 197 3238 SH SOLE 3238 0 0
LOEWS CORP CAROLNA GP STK 540424207 35 887 SH SOLE 887 0 0
14
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
LOWES COS INC COM 548661107 582 9050 SH SOLE 8675 0 375
LOWES COS INC COM 548661107 63 980 SH DEFINED 980 0 0
LUCENT TECHNOLOGIES INC COM 549463107 340 104906 SH SOLE 104906 0 0
M&T BANK CORPORATION 55261F104 80 760 SH SOLE 760 0 0
MBIA INC COM 55262C100 36 595 SH SOLE 395 0 200
MBIA INC COM 55262C100 24 400 SH DEFINED 400 0 0
MBNA CORP COM 55262L100 1573 63890 SH SOLE 58580 0 5310
MBNA CORP COM 55262L100 17 700 SH DEFINED 700 0 0
MGIC INVT CORP WIS COM 552848103 114 1785 SH SOLE 1785 0 0
MGIC INVT CORP WIS COM 552848103 83 1300 SH DEFINED 0 0 1300
MACK CALI RLTY CORP COM 554489104 16 369 SH SOLE 369 0 0
MAGNA INTL INC CL A ADR 559222401 1 25 SH DEFINED 25 0 0
MANULIFE FINL CORP COM 56501R106 12 243 SH SOLE 243 0 0
MANULIFE FINL CORP COM 56501R106 94 1777 SH DEFINED 0 0 1777
MARATHON OIL CORP 565849106 80 1163 SH SOLE 1163 0 0
MARATHON OIL CORP 565849106 117 1700 SH DEFINED 0 0 1700
MARKEL CORP HOLD CO 570535104 2 7 SH SOLE 7 0 0
MARSH & MCLENNAN COS INC COM 571748102 4 151 SH SOLE 151 0 0
MARSH & MCLENNAN COS INC COM 571748102 45 1500 SH DEFINED 0 0 1500
MARSHALL & ILSLEY CORP COM 571834100 156 3600 SH SOLE 3600 0 0
MARRIOTT INTL INC NEW CLA 571903202 88 1400 SH SOLE 1400 0 0
MARRIOTT INTL INC NEW CLA 571903202 37 600 SH DEFINED 0 0 600
MARTHA STEWART LIVING 573083102 1 45 SH SOLE 45 0 0
MARTHA STEWART LIVING 573083102 7 281 SH DEFINED 281 0 0
MASCO CORPORATION 574599106 9 310 SH SOLE 310 0 0
MASCO CORPORATION 574599106 9 300 SH DEFINED 0 0 300
MATTEL INC COM 577081102 3 239 SH SOLE 239 0 0
MAXTOR CORP 577729205 0 190 SH SOLE 190 0 0
MCCORMICK & CO INC COM NON VTG 579780206 102 3150 SH SOLE 3150 0 0
MCCORMICK & CO INC COM NON VTG 579780206 137 4200 SH DEFINED 1200 0 3000
MCDONALDS CORP COM 580135101 4840 144580 SH SOLE 136475 0 8105
MCDONALDS CORP COM 580135101 117 3500 SH DEFINED 2400 0 1100
MCGRAW HILL COS INC COM 580645109 84 1764 SH SOLE 1764 0 0
15
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MCKESSON CORPORATION COM 58155Q103 40 859 SH SOLE 859 0 0
MCKESSON CORPORATION COM 58155Q103 118 2500 SH DEFINED 0 0 2500
MEADWESTVACO CORP 583334107 39 1434 SH SOLE 1434 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 146 2669 SH SOLE 2669 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 2 50 SH DEFINED 50 0 0
MEDIS TECHNOLOGIES 58500P107 1 100 SH SOLE 100 0 0
MEDTRONIC INC COM 585055106 3468 64706 SH SOLE 60951 0 3755
MEDTRONIC INC COM 585055106 115 2150 SH DEFINED 2150 0 0
MELLON FINL CORP COM 58551A108 9 287 SH SOLE 287 0 0
MELLON FINL CORP COM 58551A108 63 2000 SH DEFINED 0 0 2000
MERCK & CO INC COM 589331107 496 18240 SH SOLE 14540 0 3700
MERCK & CO INC COM 589331107 40 1500 SH DEFINED 0 0 1500
MERRILL LYNCH & CO INC COM 590188108 13 215 SH SOLE 215 0 0
MERRILL LYNCH & CO INC COM 590188108 2 35 SH DEFINED 35 0 0
METLIFE INC COM 59156R108 74 1496 SH SOLE 1496 0 0
METLIFE INC COM 59156R108 3 75 SH DEFINED 75 0 0
METTLER-TOLEDO INTL INC 592688105 2 57 SH SOLE 57 0 0
MICROSOFT CORP COM 594918104 5037 195850 SH SOLE 187595 0 8255
MICROSOFT CORP COM 594918104 421 16385 SH DEFINED 15185 0 1200
MICROMUSE INC 595094103 2 285 SH SOLE 285 0 0
MICRON TECHNOLOGY INC 595112103 6 485 SH SOLE 485 0 0
MILLENNIUM PHARMACEUTICALS ICOM 599902103 4 450 SH SOLE 450 0 0
MILLIPORE CORP 601073109 12 200 SH SOLE 200 0 0
MINDSPEED TECHNOLOGIES INC 602682106 0 200 SH SOLE 200 0 0
MOHAWK INDS INC COM 608190104 5 66 SH SOLE 66 0 0
MONEYGRAM INTL INC 60935Y109 1 90 SH SOLE 90 0 0
MONSANTO CO (NEW) 61166W101 252 4020 SH SOLE 4020 0 0
MORGAN STANLEY ASIA PACIFIC FUND INC 61744U106 73 5000 SH SOLE 5000 0 0
MORGAN STANLEY DISCOVER & CO 617446448 3561 66034 SH SOLE 62584 0 3450
MORGAN STANLEY DISCOVER & CO 617446448 140 2606 SH DEFINED 1406 0 1200
MOTOROLA INC COM 620076109 129 5862 SH SOLE 5862 0 0
MOTOROLA INC COM 620076109 176 8000 SH DEFINED 6000 0 2000
MUNI ASSETS FUND INC 62618Q106 11 850 SOLE 850 0 0
16
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MUNIYIELD NY INSD FD INC 626301105 10 735 SOLE 735 0 0
MURPHY OIL CORP COM 626717102 2 60 SH SOLE 60 0 0
MYLAN LABS INC COM 628530107 8 450 SH SOLE 450 0 0
NBT BANCORP INC COM 628778102 384 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 8 252 SH SOLE 252 0 0
NCR CORP NEW COM 62886E108 395 12398 SH DEFINED 12398 0 0
NASDAQ-100 TRUST SERIES I 631100104 145 3700 SH SOLE 3700 0 0
NATIONAL CITY CORP COM 635405103 3 90 SH SOLE 90 0 0
NATIONAL CITY CORP COM 635405103 94 2835 SH DEFINED 35 0 2800
NATIONAL SEMICONDUCTOR CORP COM 637640103 54 2093 SH SOLE 2093 0 0
NATIONWIDE HEALTH PPTYS INC COM 638620104 10 437 SH SOLE 437 0 0
NATURAL RESOURCE PARTNERS LP 63900P103 37 600 SH SOLE 600 0 0
NEENAH PAPER INC 640079109 0 30 SH DEFINED 0 0 30
NEIMAN MARCUS GROUP INC CL A 640204202 99 1000 SH DEFINED 0 0 1000
NEWORK APPLIANCE INC. 64120L104 0 30 SH DEFINED 30 0 0
NEW YORK COMMUNITY BANCORP INC 649445103 1 91 SH SOLE 91 0 0
NEW YORK TIMES CO CL A 650111107 2538 85335 SH SOLE 85335 0 0
NEW YORK TIMES CO CL A 650111107 10460 351600 SH DEFINED 350000 0 1600
NEWELL RUBBERMAID INC COM 651229106 7 337 SH SOLE 337 0 0
NEWELL RUBBERMAID INC COM 651229106 86 3800 SH DEFINED 0 0 3800
NEWFIELD EXPL CO 651290108 3 66 SH SOLE 66 0 0
NEWMONT MIN CO (HOLD CO) COM 651639106 6 137 SH SOLE 137 0 0
NEWPARK RESOURCES INC 651718504 1 200 SH SOLE 200 0 0
NEWS CORP CL A 65248E104 4 260 SH SOLE 260 0 0
NEW CORP CL B 65248E203 2 150 SH SOLE 150 0 0
NICOR INC 654086107 25 613 SH SOLE 613 0 0
NIKE INC CL B 654106103 3 38 SH SOLE 38 0 0
NISOURCE INC COM 65473P105 86 3565 SH SOLE 3565 0 0
NOKIA CORP PFD SPONS ADR 654902204 8 485 SH SOLE 335 0 150
NOKIA CORP PFD SPONS ADR 654902204 42 2500 SH DEFINED 0 0 2500
NORDSTROM INC COM 655664100 123 3595 SH SOLE 3595 0 0
NORFOLK SOUTHERN CORP COM 655844108 159 3940 SH SOLE 3940 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 3 1102 SH SOLE 1102 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 1 450 SH DEFINED 450 0 0
17
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NORTHERN TR CORP COM 665859104 0 10 SH DEFINED 10 0 0
NORTHROP GRUMMAN CORP COM 666807102 103 1912 SH SOLE 1912 0 0
NOVARTIS AG 66987V109 7 144 SH SOLE 144 0 0
NUCOR CORP COM 670346105 197 3345 SH SOLE 3345 0 0
NVIDIA CORP 67066G104 111 3260 SH SOLE 3260 0 0
OGE ENERGY CORP COM 670837103 53 1919 SH SOLE 1919 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 226 2647 SH SOLE 2647 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 2 25 SH DEFINED 25 0 0
OFFICE DEPOT INC COM 676220106 61 2080 SH SOLE 2080 0 0
ORACLE CORP COM 68389X105 198 16034 SH SOLE 16034 0 0
ORACLE CORP COM 68389X105 11 900 SH DEFINED 900 0 0
PG&E CORP COM 69331C108 51 1310 SH SOLE 1310 0 0
PMC-SIERRA INC COM 69344F106 1 200 SH SOLE 200 0 0
PMI GROUP INC 69344M101 1 40 SH SOLE 40 0 0
PNC FINL SVCS GROUP INC COM 693475105 1094 18856 SH SOLE 16731 0 2125
PNC FINL SVCS GROUP INC COM 693475105 84 1450 SH DEFINED 0 0 1450
PPG INDS INC COM 693506107 68 1160 SH SOLE 1160 0 0
PPL CORP 69351T106 64 2000 SH SOLE 2000 0 0
PACCAR INC COM 693718108 410 6044 SH SOLE 6044 0 0
PACIFIC SUNWEAR OF CALIFORNIA INC 694873100 10 500 SH DEFINED 500 0 0
PACKAGING CORP AMER COM 695156109 22 1174 SH SOLE 1174 0 0
PACTIV CORP COM 695257105 62 3555 SH SOLE 3555 0 0
PALL CORP COM 696429307 27 1000 SH DEFINED 0 0 1000
PANACOS PHARMACEUTICALS INC 69811Q106 0 20 SH SOLE 0 0 20
PARKER HANNIFIN CORP COM 701094104 2 39 SH SOLE 39 0 0
PAYCHEX INC COM 704326107 11 322 SH SOLE 322 0 0
PEARSON PLC 705015105 1 165 SH SOLE 165 0 0
PENGROWTH ENERGY TRUST 706902301 12 500 SH DEFINED 500 0 0
PENNEY J C INC COM 708160106 56 1195 SH SOLE 1195 0 0
PEOPLES ENERGY CORP COM 711030106 22 577 SH SOLE 477 0 100
PEPCO HOLDINGS INC 713291102 27 1203 SH SOLE 1203 0 0
PEPSICO INC COM 713448108 5066 89365 SH SOLE 85385 0 3980
PEPSICO INC COM 713448108 306 5400 SH DEFINED 5400 0 0
18
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PERFORMANCE TECHNOLOGIES INCCOM 71376K102 0 50 SH SOLE 50 0 0
PERKINELMER INC COM 714046109 17 855 SH SOLE 855 0 0
PETROCHINA CO LTD 71646E100 4 50 SH SOLE 50 0 0
PETROLEO BRASILEIRO SA 71654V408 4 65 SH SOLE 65 0 0
PETSMART INC 716768106 4 200 SH SOLE 200 0 0
PFIZER INC COM 717081103 3921 157100 SH SOLE 135715 0 21385
PFIZER INC COM 717081103 663 26565 SH DEFINED 24465 0 2100
PHARMOS CORP 717139307 0 100 SH SOLE 100 0 0
PHELPS DODGE CORP COM 717265102 19 150 SH SOLE 150 0 0
PHOENIX COS INC NEW COM 71902E109 12 1006 SH SOLE 1006 0 0
PINNACLE WEST CAP CORP COM 723484101 80 1826 SH SOLE 1826 0 0
PIONEER NATURAL RESOURCES CO 723787107 3 59 SH SOLE 59 0 0
PITNEY BOWES INC COM 724479100 321 7695 SH SOLE 7695 0 0
PLAINS EXPL & PRODTN CO COM 726505100 3 81 SH SOLE 81 0 0
PLUM CREEK TIMBER CO INC COM 729251108 10 274 SH SOLE 274 0 0
POTASH CORP SASK INC 73755L107 10 109 SH SOLE 109 0 0
PRAXAIR INC COM 74005P104 58 1223 SH SOLE 873 0 350
PRINCIPAL FINANCIAL GROUP INC 74251V102 29 625 SH SOLE 625 0 0
PROCTER & GAMBLE CO COM 742718109 6167 103749 SH SOLE 97695 0 6054
PROCTER & GAMBLE CO COM 742718109 186 3140 SH DEFINED 3140 0 0
PROGRESS ENERGY INC COM 743263105 34 774 SH SOLE 774 0 0
PROGRESSIVE CORP 743315103 516 4930 SH SOLE 4930 0 0
PROVIDIAN FINANCIAL CORPORATION 74406A102 55 3125 SH SOLE 3125 0 0
PRUDENTIAL FINL INC COM 744320102 119 1768 SH SOLE 1768 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 32 500 SH SOLE 500 0 0
PUGET SOUND ENERGY INC COM 745310102 77 3311 SH SOLE 3311 0 0
PULTE CORP COM 745867101 79 1860 SH SOLE 1860 0 0
PULTE CORP COM 745867101 34 810 SH DEFINED 10 0 800
PUTNAM HIGH YIELD MUN TR 746781103 14 2022 SOLE 2022 0 0
QLOGIC CORP COM 747277101 93 2720 SH SOLE 2720 0 0
QUALCOMM INC COM 747525103 1941 43378 SH SOLE 40403 0 2975
QUALCOMM INC COM 747525103 25 580 SH DEFINED 580 0 0
QUANTUM CORP COM DSSG 747906204 0 64 SH SOLE 64 0 0
19
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
QUEST DIAGNOSTICS INC COM 74834L100 122 2427 SH SOLE 2427 0 0
QUESTAR CORP COM 748356102 185 2100 SH SOLE 2100 0 0
QWEST COMM INTL INC 749121109 10 2622 SH SOLE 2622 0 0
QWEST COMM INTL INC 749121109 145 35400 SH DEFINED 0 0 35400
RSA SECURITY INC 749719100 0 60 SH SOLE 60 0 0
RAYTHEON CO CLASS B COM 755111507 103 2729 SH SOLE 2729 0 0
REALNETWORKS INC 75605L104 1 195 SH SOLE 195 0 0
RED HAT INC COM 756577102 3 172 SH SOLE 172 0 0
REGIONS FINL CORP NEW 7591EP100 11 355 SH SOLE 355 0 0
RELIANT ENERGY INC 75952B105 4 279 SH DEFINED 279 0 0
REPUBLIC SERVICES INC 760759100 4 139 SH SOLE 139 0 0
RESEARCH IN MOTION LTD 760975102 4 69 SH SOLE 69 0 0
REYNOLDS & REYNOLDS CO CL A 761695105 2 80 SH SOLE 80 0 0
REYNOLDS AMERN INC 761713106 54 661 SH SOLE 561 0 100
RITE AID CORP COM 767754104 19 5000 SH SOLE 5000 0 0
ROCKWELL INTL CORP NEW COM 773903109 39 753 SH SOLE 753 0 0
ROCKWELL INTL CORP NEW COM 773903109 26 500 SH DEFINED 0 0 500
ROCKWELL COLLINS INC COM 774341101 28 600 SH SOLE 600 0 0
ROHM & HAAS CO COM 775371107 52 1273 SH SOLE 1273 0 0
ROYAL DUTCH PETE CO 780259206 357 5441 SH SOLE 5441 0 0
SBC COMMUNICATIONS INC 78387G103 5070 211623 SH SOLE 192989 0 18634
SBC COMMUNICATIONS INC 78387G103 274 11470 SH DEFINED 11470 0 0
SLM CORPORATION SECURITIES COM 78442P106 12 227 SH SOLE 227 0 0
STANDARD & POOR'S DEPOSITORY RECEIPTS 78462F103 24 200 SH SOLE 200 0 0
SABRE HOLDINGS CORP CL A 785905100 2 100 SH SOLE 100 0 0
SAFEWAY INC (FORMERLY SAFEWAY STORES INC) 786514208 128 5035 SH SOLE 5035 0 0
SAFEWAY INC (FORMERLY SAFEWAY STORES INC) 786514208 1 50 SH DEFINED 50 0 0
ST JUDE MED INC 790849103 476 10185 SH SOLE 10185 0 0
ST JUDE MED INC 790849103 2 50 SH DEFINED 50 0 0
THE ST PAULS TRAVELERS COMPANIES INC-COM 792860108 37 832 SH SOLE 832 0 0
THE ST PAULS TRAVELERS COMPANIES INC-COM 792860108 144 3223 SH DEFINED 25 0 3198
SANDISK CORP COM 80004C101 3 70 SH SOLE 70 0 0
SARA LEE CORP COM 803111103 15 800 SH SOLE 800 0 0
SARA LEE CORP COM 803111103 1 100 SH DEFINED 100 0 0
20
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SCHEIN HENRY INC. 806407102 26 620 SH SOLE 620 0 0
SCHERING PLOUGH CORP COM 806605101 408 19425 SH SOLE 18625 0 800
SCHLUMBERGER LTD COM 806857108 3767 44649 SH SOLE 42274 0 2375
SCHLUMBERGER LTD COM 806857108 250 2971 SH DEFINED 2971 0 0
SCHWAB CHARLES CORP NEW COM 808513105 1 102 SH SOLE 102 0 0
SCIENTIFIC ATLANTA INC COM 808655104 142 3791 SH SOLE 3791 0 0
SCOTTISH PWR PLC SPON ADR FINAL 81013T705 110 2759 SH SOLE 2759 0 0
SCOTTS MIRACLE-GRO CO 810186106 3 41 SH SOLE 41 0 0
E.W. SCRIPPS COMPANY (NEW) 811054204 1 35 SH DEFINED 35 0 0
SEARS HLDGS CORP COM 812350106 64 515 SH SOLE 515 0 0
SEARS HLDGS CORP COM 812350106 121 975 SH DEFINED 0 0 975
SECTOR SPDR TRUST 81369Y886 44 1330 SH SOLE 1330 0 0
SELECTIVE INS GRP INC 816300107 35 719 SH SOLE 719 0 0
SEMPRA ENERGY COM 816851109 128 2735 SH SOLE 2735 0 0
SENECA FOODS CORP NEW CL B 817070105 26 1400 SH SOLE 1400 0 0
SENECA FOODS CORP NEW CL A 817070501 24 1400 SH SOLE 1400 0 0
SENIOR HSG PPTYS TR SH BEN INT 81721M109 14 755 SH SOLE 755 0 0
SIGMA ALDRICH CORP COM 826552101 2854 44558 SH SOLE 41578 0 2980
SIGMA ALDRICH CORP COM 826552101 60 950 SH DEFINED 950 0 0
SIMON PPTY GROUP INC NEW 828806109 25 350 SH SOLE 350 0 0
SIMON PPTY GROUP INC NEW 828806109 83 1122 SH DEFINED 0 0 1122
SIRIUS SATELLITE RADIO INC 82966U103 19 3000 SH SOLE 3000 0 0
SKY FINL GROUP INC COM 83080P103 223 7937 SH SOLE 7937 0 0
SKYWORKS SOLUTIONS INC 83088M102 1 210 SH SOLE 210 0 0
SMITH INTL INC COM 832110100 2 68 SH SOLE 68 0 0
SMURFIT-STONE CONTAINER CORPCOM 832727101 1 100 SH SOLE 100 0 0
SNAP-ON INC (FORMERLY SNAP-ON TOOLS CORP) 833034101 6 170 SH SOLE 170 0 0
SOLECTRON CORP COM 834182107 4 1171 SH SOLE 1171 0 0
SOLECTRON CORP COM 834182107 1 287 SH DEFINED 287 0 0
SOUTHERN CO COM 842587107 86 2426 SH SOLE 2426 0 0
SOUTHWEST AIRLS CO COM 844741108 1 90 SH SOLE 90 0 0
SOUTHWEST AIRLS CO COM 844741108 2 200 SH DEFINED 200 0 0
SPRINT NEXTEL CORP 852061100 388 16325 SH SOLE 16325 0 0
SPRINT NEXTEL CORP 852061100 318 13400 SH DEFINED 100 0 13300
21
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
STANLEY WORKS COMMON 854616109 6 135 SH SOLE 135 0 0
STAPLES INC COM 855030102 1824 85626 SH SOLE 80139 0 5487
STAPLES INC COM 855030102 50 2385 SH DEFINED 2385 0 0
STARBUCKS CORP COM 855244109 0 15 SH DEFINED 15 0 0
STARWOOD HOTELS&RESORTS WRLDPAIRED CTF 85590A203 11 209 SH SOLE 209 0 0
STATE STR CORP COM 857477103 2 60 SH SOLE 60 0 0
STATE STR CORP COM 857477103 4 100 SH DEFINED 100 0 0
STREETTRACKS GOLD TR GOLD SHS 863307104 23 500 SH SOLE 500 0 0
STRYKER CORP 863667101 49 1000 SH DEFINED 1000 0 0
SUFFOLK BANCORP COM 864739107 103 3244 SH SOLE 3244 0 0
SUN MICROSYSTEMS INC COM 866810104 56 14250 SH SOLE 11200 0 3050
SUN MICROSYSTEMS INC COM 866810104 0 250 SH DEFINED 0 0 250
SUNCOR ENERGY INC 867229106 6 100 SH SOLE 100 0 0
SUNTRUST BKS INC COM 867914103 177 2550 SH SOLE 2550 0 0
SUNTRUST BKS INC COM 867914103 76 1100 SH DEFINED 0 0 1100
SUPERVALU INC COM 868536103 26 855 SH SOLE 855 0 0
SYMANTEC CORP COM 871503108 4 200 SH DEFINED 0 0 200
SYNOVUS FINL CORP COM 87161C105 18 675 SH SOLE 0 0 675
SYSCO CORP COM 871829107 14 465 SH SOLE 465 0 0
TCF FINANCIAL CORPORATION 872275102 1 63 SH SOLE 63 0 0
TD BANKNORTH INC COM 87235A101 4 147 SH SOLE 147 0 0
TECO ENERGY INC 872375100 19 1100 SH SOLE 400 0 700
TEPPCO PARTNERS LP 872384102 20 500 SH SOLE 500 0 0
TXU CORP COM 873168108 97 860 SH SOLE 860 0 0
TAIWAN SEMICONDUCTOR ADR 874039100 1 213 SH SOLE 213 0 0
TARGET CORP COM 87612E106 2929 56407 SH SOLE 52757 0 3650
TARGET CORP COM 87612E106 105 2025 SH DEFINED 2025 0 0
TELECOM CORP NEW ZEALAND LTDSPONSORED ADR 879278208 21 652 SH SOLE 652 0 0
TELLABS INC COM 879664100 1 100 SH DEFINED 100 0 0
TENNECO AUTOMOTIVE INC 880349105 12 693 SH SOLE 693 0 0
TERADYNE INC 880770102 0 55 SH SOLE 55 0 0
TERAYON COMMUNICATION SYS COM 880775101 0 40 SH SOLE 0 0 40
TEVA PHARMA INDS ADR 881624209 3 104 SH SOLE 104 0 0
TEVA PHARMA INDS ADR 881624209 1 35 SH DEFINED 35 0 0
22
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
TEXAS INDS INC COM 882491103 16 300 SH SOLE 300 0 0
TEXAS INSTRS INC COM 882508104 1684 49703 SH SOLE 46178 0 3525
TEXAS INSTRS INC COM 882508104 59 1765 SH DEFINED 565 0 1200
THERMO ELECTRON CORP COM 883556102 31 1020 SH SOLE 1020 0 0
THORNBURG MORTGAGE INC 885218107 2 100 SH DEFINED 100 0 0
3M COMPANY COM 88579Y101 3955 53919 SH SOLE 50494 0 3425
3M COMPANY COM 88579Y101 613 8369 SH DEFINED 7369 0 1000
TIME WARNER INC COM 887317105 365 20179 SH SOLE 20179 0 0
TIME WARNER INC COM 887317105 138 7625 SH DEFINED 125 0 7500
TOMPKINS TRUSTCO INC 890110109 42715 987645 SH SOLE 971295 0 16350
TOMPKINS TRUSTCO INC 890110109 2321 53684 SH DEFINED 53684 0 0
TORONTO DOMINION BK ONT COM NEW ADR 891160509 3 70 SH SOLE 70 0 0
TOTAL FINA ELF SA 89151E109 3 28 SH SOLE 28 0 0
TRIBUNE CO NEW 896047107 3 97 SH SOLE 97 0 0
TYCO INTL LTD NEW COM 902124106 25 916 SH SOLE 916 0 0
TYCO INTL LTD NEW COM 902124106 208 7500 SH DEFINED 0 0 7500
UST INC COM 902911106 21 515 SH SOLE 515 0 0
US BANCORP DEL COM NEW 902973304 21 772 SH SOLE 772 0 0
UNILEVER PLC AMER SHS ADR 904767704 3 75 SH SOLE 75 0 0
UNION PAC CORP COM 907818108 562 7849 SH SOLE 7849 0 0
UNION PAC CORP COM 907818108 71 1000 SH DEFINED 0 0 1000
UNIT CORP 909218109 8 161 SH SOLE 161 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3050 44133 SH SOLE 41808 0 2325
UNITED PARCEL SERVICE INC CL B 911312106 79 1150 SH DEFINED 1150 0 0
USX-U S STL COM 912909108 10 258 SH SOLE 258 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1684 32495 SH SOLE 30135 0 2360
UNITED TECHNOLOGIES CORP COM 913017109 23 450 SH DEFINED 450 0 0
UNITED UTILS PLC SPONSORED ADR 91311Q105 21 931 SH SOLE 931 0 0
UNITEDHEALTH GROUP INC 91324P102 4510 80250 SH SOLE 76550 0 3700
UNITEDHEALTH GROUP INC 91324P102 354 6300 SH DEFINED 1400 0 4900
UPM KYMMENE CORP SPONSORED ADR 915436109 20 1023 SH SOLE 1023 0 0
V F CORP COM 918204108 78 1362 SH SOLE 1362 0 0
VALASSIS COMMUNICATION INC 918866104 3 84 SH SOLE 84 0 0
23
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
VALERO ENERGY CORP NEW COM 91913Y100 33 295 SH SOLE 295 0 0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST 920919107 20 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE MUNCOM 920929106 20 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE N JCOM 920933108 39 2400 SOLE 2400 0 0
VAN KAMPEN ADVAN MUN 921124103 20 1415 SOLE 1415 0 0
VARIAN MED SYS INC COM 92220P105 5 135 SH SOLE 135 0 0
VECTREN CORP COM 92240G101 33 1170 SH SOLE 1170 0 0
VERITY INC 92343C106 0 60 SH SOLE 60 0 0
VERIZON COMMUNICATIONS COM 92343V104 714 21864 SH SOLE 19004 0 2860
VERIZON COMMUNICATIONS COM 92343V104 9 300 SH DEFINED 300 0 0
VIACOM INC CLASS B 925524308 1458 44210 SH SOLE 40940 0 3270
VIACOM INC CLASS B 925524308 66 2025 SH DEFINED 525 0 1500
VISTEON CORP COM 92839U107 0 29 SH SOLE 29 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 54 2110 SH SOLE 2110 0 0
VOLTERRA SEMICONDUCTER CORP 928708106 12 1000 SH SOLE 1000 0 0
WPP GROUP PLC SPON ADR NEW 929309300 66 1300 SH DEFINED 0 0 1300
WPS RESOURCES CORP COM 92931B106 17 300 SH SOLE 300 0 0
WACHOVIA CORP 2ND NEW COM 929903102 87 1834 SH SOLE 1834 0 0
WACHOVIA CORP 2ND NEW COM 929903102 53 1125 SH DEFINED 25 0 1100
WAL MART STORES INC COM 931142103 2344 53507 SH SOLE 50522 0 2985
WAL MART STORES INC COM 931142103 304 6950 SH DEFINED 6950 0 0
WALGREEN CO COM 931422109 229 5293 SH SOLE 5293 0 0
WALGREEN CO COM 931422109 33 775 SH DEFINED 775 0 0
WASHINGTON MUT INC COM 939322103 21 555 SH SOLE 555 0 0
WASHINGTON MUT INC COM 939322103 58 1500 SH DEFINED 0 0 1500
WASTE MGMT INC DEL COM 94106L109 49 1744 SH SOLE 1744 0 0
WASTE MGMT INC DEL COM 94106L109 109 3825 SH DEFINED 0 0 3825
WAVE SYSTEMS CORP CL A 943526103 7 8500 SH SOLE 8500 0 0
WEBSTER FINANCIAL CORP 947890109 5 114 SH SOLE 114 0 0
WEIGHT WATCHERS INTERNATIONAL INC 948626106 5 100 SH SOLE 100 0 0
WELLPOINT INC COM 94973V107 108 1430 SH SOLE 1430 0 0
WELLPOINT INC COM 94973V107 1 20 SH DEFINED 20 0 0
WELLS FARGO & CO NEW COM 949746101 2242 38292 SH SOLE 36117 0 2175
WELLS FARGO & CO NEW COM 949746101 48 825 SH DEFINED 825 0 0
24
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
WENDYS INTERNATIONAL INC. 950590109 21 470 SH SOLE 470 0 0
WESTAR ENERGY INC COM 95709T100 26 1100 SH SOLE 1100 0 0
WEYERHAEUSER CO 962166104 7 110 SH SOLE 110 0 0
WHIRLPOOL CORP COM 963320106 14 190 SH SOLE 190 0 0
WHOLE FOODS MARKET INC 966837106 0 5 SH DEFINED 5 0 0
WILLIAMS COS INC DEL COM 969457100 9 391 SH SOLE 391 0 0
WIRELESS TELECOM GP INC 976524108 6 2350 SH SOLE 2350 0 0
WISCONSIN ENERGY CORP COM 976657106 17 433 SH SOLE 433 0 0
WORLD WRESTLING ENT INC 98156Q108 0 50 SH SOLE 50 0 0
WRIGLEY WM JR CO COM 982526105 1 25 SH SOLE 25 0 0
WRIGLEY WM JR CO COM 982526105 50 700 SH DEFINED 700 0 0
WYETH COM 983024100 762 16478 SH SOLE 16478 0 0
WYETH COM 983024100 235 5100 SH DEFINED 3100 0 2000
XM SATELLITE RADIO HLDGS INCCL A 983759101 7 200 SH SOLE 200 0 0
XCEL ENERGY INC 98389B100 21 1110 SH SOLE 600 0 510
XILINX INC COM 983919101 1 68 SH SOLE 68 0 0
XEROX CORP COM 984121103 7 541 SH SOLE 541 0 0
YAHOO INC COM 984332106 57 1688 SH SOLE 1688 0 0
YAHOO INC COM 984332106 98 2910 SH DEFINED 110 0 2800
ZIMMER HLDGS INC COM 98956P102 1 25 SH SOLE 25 0 0
ZIMMER HLDGS INC COM 98956P102 1 20 SH DEFINED 20 0 0
ZIONS BANCORPORATION COM 989701107 223 3138 SH SOLE 3138 0 0
GRAND TOTALS 308176 7608596 7021440 0 587156
25