UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported)  August 31, 2006
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                             Tompkins Trustco, Inc.
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               (Exact Name of Registrant as specified in Charter)


            New York                   1-12709                  16-1482357
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  (State or other jurisdiction       (Commission              (IRS Employer
       of incorporation)             File Number)           Identification No.)


The Commons, PO Box 460, Ithaca, New York                            14851
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           (Address of Principal Executive Offices)                (Zip Code)


Registrant's telephone number, including area code     (607) 273-3210
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         (Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
    230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17CFR
    240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
    Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
    Act (17CFR 240.13e-4(c))


                            Section 7 - Regulation FD

Item 7.01 Regulation FD Disclosure

      On August 31, 2006, as part of Tompkins Trustco Inc.'s previously
announced 2006 stock repurchase program, the Company entered into a Rule 10b5-1
trading plan. The 10b5-1 trading plan provides for the repurchase of up to
50,000 shares of Tompkins common stock between the dates of September 15, 2006
through July 31, 2007, subject to conditions specified in the plan. Shares of
Tompkins common stock repurchased under the 10b5-1 trading plan will be
disclosed in the Company's quarterly reports on Form 10-Q and Annual Report on
Form 10-K.








                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                               TOMPKINS TRUSTCO, INC.


Date:  August 31, 2006                         By: /s/ JAMES J. BYRNES
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                                                   James J. Byrnes
                                                   Chairman and CEO