FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
DAIMLERCHRYSLER AG ORD ADR D1668R123 1 21 SH DEFINED 21 0 0
ACE LTD G0070K103 36 600 SH SOLE 600 0 0
ASPEN INSURANCE HOLDING USD G05384105 7 300 SH SOLE 300 0 0
BUNGE LTD G16962105 68 950 SH SOLE 950 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 0 6 SH DEFINED 6 0 0
FOSTER WHEELER LTD G36535139 62 1137 SH SOLE 1137 0 0
GARMIN CORP G37260109 55 1000 SH DEFINED 1000 0 0
GLOBALSANTAFE CORPORATION G3930E101 1 20 SH DEFINED 20 0 0
INGERSOLL-RAND CO COM G4776G101 156 4010 SH SOLE 4010 0 0
LAZARD LTD G54050102 0 10 SH DEFINED 10 0 0
NOBLE CORP COM G65422100 1275 16745 SH SOLE 16170 0 575
PRUDENTIAL PLC PFD G7293H189 5 200 SH SOLE 200 0 0
SEAGATE TECHNOLOGY G7945J104 71 2700 SH DEFINED 0 0 2700
WEATHERFORD INTL LTD G95089101 38 918 SH SOLE 918 0 0
XL CAP LTD CL A G98255105 31 444 SH SOLE 444 0 0
XL CAP LTD CL A G98255105 1 25 SH DEFINED 25 0 0
ALCON INC. H01301102 2 20 SH DEFINED 20 0 0
UBS AG SHS NEW H89231338 1 30 SH DEFINED 30 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 1 125 SH DEFINED 125 0 0
VERIGY LTD Y93691106 0 37 SH SOLE 37 0 0
AFLAC INC COM 001055102 331 7200 SH SOLE 5000 0 2200
AES CORP COM 00130H105 235 10700 SH DEFINED 0 0 10700
AT&T INC COM 00206R102 6804 190346 SH SOLE 175330 0 15016
AT&T INC COM 00206R102 303 8498 SH DEFINED 8498 0 0
ABBOTT LABS COM 002824100 4226 86792 SH SOLE 80957 0 5835
ABBOTT LABS COM 002824100 126 2600 SH DEFINED 1600 0 1000
ADOBE SYS INC COM 00724F101 94 2300 SH SOLE 2300 0 0
ADVANCED MICRO DEVICES INC COM 007903107 0 25 SH DEFINED 25 0 0
AETNA INC NEW COM 00817Y108 147 3425 SH DEFINED 0 0 3425
1
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
AGILENT TECHNOLOGIES INC COM 00846U101 154 4440 SH SOLE 4440 0 0
AIR PRODS & CHEMS INC COM 009158106 92 1311 SH SOLE 1256 0 55
AKAMAI TECHNOLOGIES 00971T101 0 5 SH DEFINED 5 0 0
ALCOA INC COM 013817101 1870 62356 SH SOLE 58206 0 4150
ALCOA INC COM 013817101 61 2040 SH DEFINED 2040 0 0
ALCATEL-LUCENT 013904305 19 1352 SH SOLE 1352 0 0
ALLEGHENY TECHNOLOGIES INC COM 01741R102 60 665 SH SOLE 665 0 0
ALLIANCE NY MUNI FUND 018714105 7 500 SOLE 500 0 0
ALLIANCE WORLD DLR GOVT II C/C 01879R106 19 1443 SH SOLE 1443 0 0
ALLIANT ENERGY 018802108 7 200 SH SOLE 200 0 0
ALLIED CAPITAL CORP 01903Q108 12 375 SH SOLE 375 0 0
ALLIANCE FINL CORP 019205103 2103 66021 SH SOLE 66021 0 0
ALLIANCE FINL CORP 019205103 127 4000 SH DEFINED 4000 0 0
ALLSTATE CORP COM 020002101 75 1155 SH SOLE 1155 0 0
ALLSTATE CORP COM 020002101 9 150 SH DEFINED 150 0 0
ALLTEL CORP COM 020039103 233 3865 SH SOLE 3865 0 0
ALLTEL CORP COM 020039103 84 1400 SH DEFINED 0 0 1400
ALTRIA GROUP INC COM 02209S103 1016 11844 SH SOLE 11244 0 600
ALTRIA GROUP INC COM 02209S103 128 1500 SH DEFINED 1500 0 0
AMAZON COM INC COM 023135106 197 5000 SH DEFINED 0 0 5000
AMBAC FINL GROUP INC COM 023139108 221 2485 SH SOLE 2485 0 0
AMEREN CORP COM 023608102 55 1032 SH SOLE 1032 0 0
AMERICA MOVIL S A DE C V SPON ADR L SHS 02364W105 0 15 SH DEFINED 15 0 0
AMERICAN EXPRESS CO COM 025816109 2265 37349 SH SOLE 34699 0 2650
AMERICAN EXPRESS CO COM 025816109 30 500 SH DEFINED 500 0 0
AMERICAN FINANCIAL REALTY TRUST 02607P305 7 699 SH SOLE 699 0 0
AMERICAN INTL GROUP INC COM 026874107 4415 61624 SH SOLE 57989 0 3635
AMERICAN INTL GROUP INC COM 026874107 551 7695 SH DEFINED 5228 0 2467
AMERISOURCEBERGEN CORP 03073E105 93 2090 SH SOLE 2090 0 0
AMERISOURCEBERGEN CORP 03073E105 0 15 SH DEFINED 15 0 0
AMERIPRISE FINL INC COM 03076C106 1 30 SH DEFINED 30 0 0
AMGEN INC COM 031162100 2099 30735 SH SOLE 27880 0 2855
AMGEN INC COM 031162100 15 225 SH DEFINED 225 0 0
2
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
AMYLIN PHARMACEUTICALS INC 032346108 9 250 SH SOLE 250 0 0
ANADARKO PETE CORP COM 032511107 34 782 SH SOLE 782 0 0
ANADARKO PETE CORP COM 032511107 69 1600 SH DEFINED 0 0 1600
ANALOG DEVICES INC COM 032654105 6 203 SH SOLE 203 0 0
ANHEUSER-BUSCH COS INC COM 035229103 316 6430 SH SOLE 5830 0 600
ANHEUSER-BUSCH COS INC COM 035229103 98 2000 SH DEFINED 2000 0 0
ANNALY MTG MGMT INC 035710409 0 400 SH SOLE 400 0 0
AON CORP COM 037389103 42 1200 SH DEFINED 0 0 1200
APACHE CORP 037411105 2031 30538 SH SOLE 28433 0 2105
APACHE CORP 037411105 28 428 SH DEFINED 428 0 0
APOLLO GROUP INC CL A 037604105 0 100 SH SOLE 100 0 0
APPLE COMPUTER INC COM 037833100 16 200 SH SOLE 200 0 0
APPLE COMPUTER INC COM 037833100 3 43 SH DEFINED 43 0 0
APPLERA CORP COM AP BIO GRP 038020103 328 8955 SH SOLE 8955 0 0
APPLIED MATLS INC COM 038222105 62 3375 SH SOLE 3375 0 0
AQUA AMER INC 03836W103 11 500 SH SOLE 500 0 0
ARBITRON INC 03875Q108 1 45 SH SOLE 45 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 225 7050 SH SOLE 7050 0 0
AUTOMATIC DATA PROCESSING 053015103 353 7184 SH SOLE 7184 0 0
AUTOMATIC DATA PROCESSING 053015103 98 2000 SH DEFINED 2000 0 0
AVAYA INC COM 053499109 2 155 SH SOLE 155 0 0
AVERY DENNISON CORP COM 053611109 11 170 SH SOLE 170 0 0
AVERY DENNISON CORP COM 053611109 13 200 SH DEFINED 200 0 0
AXCELIS TECHNOLOGIES INC COM 054540109 2 471 SH SOLE 471 0 0
BCE INC COM NEW 05534B760 22 825 SH SOLE 825 0 0
BISYS GROUP INC COM 055472104 12 1000 SH SOLE 1000 0 0
BJ SVCS CO COM 055482103 67 2300 SH SOLE 2300 0 0
BP AMOCO P L C SPONSORED ADR 055622104 513 7657 SH SOLE 7657 0 0
BP AMOCO P L C SPONSORED ADR 055622104 197 2940 SH DEFINED 1628 0 1312
BAKER HUGHES INC COM 057224107 52 705 SH DEFINED 5 0 700
BANK OF AMERICA CORPORATION COM 060505104 6095 114192 SH SOLE 108219 0 5973
BANK OF AMERICA CORPORATION COM 060505104 313 5876 SH DEFINED 3416 0 2460
BANK NEW YORK INC COM 064057102 125 3200 SH SOLE 2200 0 1000
BANK NEW YORK INC COM 064057102 3 100 SH DEFINED 100 0 0
3
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
BARRICK GOLD CORP COM ADR 067901108 124 4053 SH SOLE 4053 0 0
BARR LABS INC COM 068306109 234 4670 SH SOLE 4670 0 0
BAXTER INTL INC COM 071813109 24 519 SH SOLE 519 0 0
BEAR STEARNS COS INC COM 073902108 104 645 SH SOLE 645 0 0
BEAZER HOMES USA INC COM 07556Q105 21 450 SH DEFINED 0 0 450
BECTON DICKINSON & CO COM 075887109 84 1200 SH SOLE 1200 0 0
BELLSOUTH CORP COM 079860102 3021 64140 SH SOLE 56475 0 7665
BELLSOUTH CORP COM 079860102 186 3950 SH DEFINED 2150 0 1800
BERKSHIRE HATHAWAY INC DEL CL A 084670108 109 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B 084670207 58 16 SH SOLE 16 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 10 3 SH DEFINED 3 0 0
BEST BUY INC COM 086516101 107 2193 SH SOLE 2193 0 0
BIOMET INC COM 090613100 4 100 SH SOLE 100 0 0
BIOGEN IDEC INC 09062X103 51 1050 SH SOLE 450 0 600
BLACK & DECKER CORP COM 091797100 56 707 SH DEFINED 7 0 700
BLACKROCK INSD MUN 2008 TERM 09247K109 19 1275 SOLE 1275 0 0
BLACKROCK INSD MUN INC TR 092479104 17 1178 SH SOLE 1178 0 0
BLACKROCK MUNIHOLDINGS NY INSD FD INC 09255C106 32 2300 SOLE 2300 0 0
BOEING CO COM 097023105 802 9035 SH SOLE 9035 0 0
BOEING CO COM 097023105 5 61 SH DEFINED 61 0 0
BORG WARNER INC 099724106 1 25 SH DEFINED 25 0 0
BOSTON PPTYS INC 101121101 267 2395 SH SOLE 2395 0 0
BOSTON SCIENTIFIC CORP COM 101137107 18 1072 SH SOLE 1072 0 0
BRANDYWINE RLTY TR SH BEN INT NEW 105368203 9 273 SH SOLE 273 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 276 10499 SH SOLE 8999 0 1500
BRISTOL MYERS SQUIBB CO COM 110122108 94 3600 SH DEFINED 1600 0 2000
BROADCOM CORP CL A 111320107 2 70 SH DEFINED 70 0 0
BROWN FORMAN CORP CL B 115637209 132 2000 SH DEFINED 0 0 2000
BURLINGTON NORTHN SANTA FE CCOM 12189T104 245 3325 SH SOLE 3325 0 0
CBS CORP NEW CL B 124857202 2218 71156 SH SOLE 66134 0 5022
CBS CORP NEW CL B 124857202 51 1657 SH DEFINED 907 0 750
CH ENERGY GROUP INC 12541M102 31 600 SH SOLE 600 0 0
CSX CORP COM 126408103 70 2040 SH SOLE 2040 0 0
4
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
CVS CORP COM 126650100 197 6400 SH SOLE 6400 0 0
CA INC COM 12673P105 47 2100 SH DEFINED 0 0 2100
CABLEVISION NY GROUP CL A 12686C109 3 130 SH SOLE 130 0 0
CALLAWAY GOLF CO 131193104 1 100 SH SOLE 100 0 0
CAMPBELL SOUP CO COM 134429109 36 950 SH SOLE 950 0 0
CAMPBELL SOUP CO COM 134429109 50 1300 SH DEFINED 0 0 1300
CAPITAL ONE FINANCIAL CORP 14040H105 234 3055 SH SOLE 3055 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 72 950 SH DEFINED 0 0 950
CAPSTON TURBINE CORP 14067D102 0 500 SH SOLE 500 0 0
CARDINAL HEALTH INC COM 14149Y108 143 2221 SH SOLE 2221 0 0
CARDINAL HEALTH INC COM 14149Y108 93 1450 SH DEFINED 1450 0 0
CARNIVAL CORP 143658300 193 3940 SH SOLE 3940 0 0
CATERPILLAR INC DEL COM 149123101 507 8267 SH SOLE 8157 0 110
CATERPILLAR INC DEL COM 149123101 30 500 SH DEFINED 500 0 0
CENTEX CORP COM 152312104 71 1275 SH DEFINED 0 0 1275
CERIDIAN CORP NEW COM 156779100 12 456 SH SOLE 456 0 0
CHARMING SHOPPES INC 161133103 3 290 SH SOLE 290 0 0
CHEMED CORP INC 16359R103 6 170 SH SOLE 170 0 0
CHESAPEAKE ENERGY CORP 165167107 57 1975 SH SOLE 1975 0 0
CHEVRON CORPORATION NEW 166764100 4112 55924 SH SOLE 52709 0 3215
CHEVRON CORPORATION NEW 166764100 245 3341 SH DEFINED 1075 0 2266
CHICAGO MERCANTILE EXC 167760107 0 1 SH DEFINED 1 0 0
CHOICEPOINT INC COM 170388102 18 480 SH SOLE 480 0 0
CHUBB CORP COM 171232101 392 7420 SH SOLE 7420 0 0
CHUBB CORP COM 171232101 33 635 SH DEFINED 35 0 600
CISCO SYS INC COM 17275R102 4749 173834 SH SOLE 162979 0 10855
CISCO SYS INC COM 17275R102 224 8220 SH DEFINED 4720 0 3500
CITIGROUP INC 172967101 6491 116539 SH SOLE 111010 0 5529
CITIGROUP INC 172967101 268 4829 SH DEFINED 2579 0 2250
CLOROX CO DEL COM 189054109 302 4710 SH SOLE 4710 0 0
CLOROX CO DEL COM 189054109 78 1220 SH DEFINED 20 0 1200
COCA COLA CO COM 191216100 2150 44561 SH SOLE 41431 0 3130
COCA COLA CO COM 191216100 127 2640 SH DEFINED 1140 0 1500
5
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
COHEN & STEERS REIT & PFD 19247X100 15 500 SH SOLE 500 0 0
COLGATE PALMOLIVE CO COM 194162103 473 7255 SH SOLE 7255 0 0
COLGATE PALMOLIVE CO COM 194162103 130 2000 SH DEFINED 0 0 2000
COLONIAL PPTYS TR COM SH BEN INT 195872106 6 148 SH SOLE 148 0 0
COMCAST CORP NEW CL A 20030N101 65 1545 SH SOLE 1545 0 0
COMCAST CORP NEW CL A 20030N101 38 904 SH DEFINED 0 0 904
COMCAST CORP NEW 20030N200 46 1110 SH DEFINED 110 0 1000
COMERICA INC COM 200340107 10 171 SH SOLE 171 0 0
COMMERCIAL METALS CO COM 201723103 55 2140 SH SOLE 2140 0 0
COMPUTER SCIENCES CORP COM 205363104 107 2010 SH SOLE 2010 0 0
CONAGRA FOODS INC COM 205887102 127 4737 SH SOLE 4737 0 0
CONAGRA FOODS INC COM 205887102 40 1500 SH DEFINED 0 0 1500
CONEXANT SYSTEMS INC COM 207142100 1 600 SH SOLE 600 0 0
CONOCOPHILLIPS 20825C104 863 12003 SH SOLE 11319 0 684
CONSOLIDATED EDISON INC 209115104 77 1622 SH SOLE 1622 0 0
CONSTELLATION ENERGY CORP COM 210371100 103 1500 SH SOLE 1500 0 0
CONSTELLATION ENERGY CORP COM 210371100 80 1175 SH DEFINED 25 0 1150
CONVERGYS CORP COM 212485106 12 540 SH SOLE 540 0 0
CORN PRODS INTL INC COM 219023108 5 150 SH SOLE 150 0 0
CORNING INC COM 219350105 248 13305 SH SOLE 13305 0 0
CORNING INC COM 219350105 8 454 SH DEFINED 454 0 0
COSTCO WHSL CORP NEW COM 22160K105 1978 37423 SH SOLE 34918 0 2505
COSTCO WHSL CORP NEW COM 22160K105 146 2775 SH DEFINED 2775 0 0
COUNTRYWIDE FINANCIAL CORP 222372104 151 3575 SH DEFINED 0 0 3575
CREDIT SUISSE GROUP SPONSORED ADR 225401108 1 17 SH DEFINED 17 0 0
CROWN CASTLE INTL CORP COM 228227104 0 25 SH DEFINED 25 0 0
CUMMINS INC COM 231021106 293 2480 SH SOLE 2480 0 0
DNP SELECT INC FD INC COM 23325P104 24 2300 SH SOLE 2300 0 0
DTE ENERGY CO 233331107 25 518 SH SOLE 518 0 0
DANAHER CORP DEL COM 235851102 133 1840 SH SOLE 1840 0 0
DEL MONTE FOODS 24522P103 6 580 SH SOLE 580 0 0
DELL INC 24702R101 24 985 SH SOLE 985 0 0
DELL INC 24702R101 72 2900 SH DEFINED 0 0 2900
6
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
DENTSPLY INTL INC NEW COM 249030107 27 920 SH SOLE 920 0 0
DEUTSCHE TELEKOM AG 251566105 22 1252 SH SOLE 1252 0 0
THE DIRECTV GROUP INC. 25459L106 149 6000 SH DEFINED 0 0 6000
DISNEY WALT CO COM DISNEY 254687106 296 8650 SH SOLE 8650 0 0
DISNEY WALT CO COM DISNEY 254687106 68 2000 SH DEFINED 0 0 2000
DOMINION RES INC VA NEW COM 25746U109 199 2378 SH SOLE 2378 0 0
DOVER CORP COM 260003108 186 3805 SH SOLE 3805 0 0
DOW JONES & CO INC COM 260561105 49 1300 SH DEFINED 0 0 1300
DU PONT E I DE NEMOURS & CO COM 263534109 489 10058 SH SOLE 10058 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 82 1700 SH DEFINED 300 0 1400
DUKE ENERGY HOLDING CORP COM 26441C105 234 7061 SH SOLE 6861 0 200
DUKE ENERGY HOLDING CORP COM 26441C105 83 2500 SH DEFINED 0 0 2500
E M C CORP MASS COM 268648102 98 7464 SH SOLE 7464 0 0
E M C CORP MASS COM 268648102 2 200 SH DEFINED 200 0 0
EOG RES INC COM 26875P101 129 2070 SH SOLE 2070 0 0
EASTERM AMERN NAT GAS TR 276217106 16 600 SH SOLE 600 0 0
EASTMAN CHEM CO COM 277432100 36 609 SH SOLE 609 0 0
EASTMAN KODAK CO COM 277461109 58 2259 SH SOLE 2259 0 0
EASTMAN KODAK CO COM 277461109 157 6100 SH DEFINED 0 0 6100
EATON VANCE CORP COM 278058102 60 800 SH SOLE 800 0 0
EATON VANCE CORP COM 278058102 97 1300 SH DEFINED 0 0 1300
EBAY INC COM 278642103 117 3900 SH DEFINED 0 0 3900
ECOLAB INC COM 278865100 63 1400 SH SOLE 1400 0 0
ECOLAB INC COM 278865100 18 400 SH DEFINED 400 0 0
EDWARDS AG INC COM 281760108 193 3050 SH SOLE 3050 0 0
EL PASO ENERGY CORP DEL COM 28336L109 9 644 SH SOLE 644 0 0
ELECTRONIC ARTS INC COM 285512109 69 1375 SH DEFINED 0 0 1375
ELECTRONIC DATA SYS NEW COM 285661104 2 100 SH SOLE 100 0 0
ELECTRONIC DATA SYS NEW COM 285661104 1 50 SH DEFINED 50 0 0
EMBARQ CORP SER 1 29078E105 4 87 SH SOLE 87 0 0
EMBARQ CORP SER 1 29078E105 3 60 SH DEFINED 0 0 60
EMERSON ELEC CO COM 291011104 2381 54014 SH SOLE 50254 0 3760
EMERSON ELEC CO COM 291011104 136 3106 SH DEFINED 3106 0 0
7
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
ENBRIDGE ENERGY PART LP COM 29250R106 7 150 SH SOLE 150 0 0
ADR ENEL SOCIETA AZION 29265W108 15 300 SH SOLE 300 0 0
ENERGY CONVERSION DEV INC 292659109 3 100 SH SOLE 100 0 0
ENERGY EAST CORP COM 29266M109 103 4165 SH SOLE 4165 0 0
ENERGIZER HLDGS INC COM 29266R108 14 203 SH SOLE 203 0 0
ENERGIZER HLDGS INC COM 29266R108 9 140 SH DEFINED 0 0 140
EQUITY FUND 294700703 66 600 SH SOLE 600 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 10 200 SH SOLE 200 0 0
ERICSSON TELEPHONE CO ADR 294821608 12 320 SH DEFINED 320 0 0
EXELON CORP COM 30161N101 4679 75616 SH SOLE 70231 0 5385
EXELON CORP COM 30161N101 78 1275 SH DEFINED 1275 0 0
EXPEDIA INC DEL 30212P105 85 4100 SH DEFINED 0 0 4100
EXPEDITORS INTL WASH INC COM 302130109 16 400 SH SOLE 400 0 0
EXXON MOBIL CORP COM 30231G102 13252 172940 SH SOLE 159268 0 13672
EXXON MOBIL CORP COM 30231G102 1870 24404 SH DEFINED 21308 0 3096
FPL GROUP INC COM 302571104 40 738 SH SOLE 338 0 400
FPL GROUP INC COM 302571104 28 524 SH DEFINED 324 0 200
FEDERAL HOME LN MTGE COMPANY 313400301 3 53 SH DEFINED 53 0 0
FEDERAL NATIONAL MTGE ASSOC COM 313586109 95 1600 SH SOLE 1600 0 0
FEDERAL NATIONAL MTGE ASSOC COM 313586109 2 35 SH DEFINED 35 0 0
FEDERATED DEPT STORES INC DE COM 31410H101 30 808 SH DEFINED 0 0 808
FEDEX CORP 31428X106 268 2474 SH SOLE 2474 0 0
FIFTH THIRD BANCORP COM 316773100 147 3612 SH SOLE 3612 0 0
FIRST DATA CORP COM 319963104 25 995 SH SOLE 995 0 0
FIRST HORIZON NATL CORP 320517105 28 691 SH SOLE 691 0 0
FIRST INDUSTRIAL REALTY TRUS COM 32054K103 13 295 SH SOLE 295 0 0
FIRST NIAGARA FINL INC 33582V108 15 1011 SH SOLE 1011 0 0
FIRST NIAGARA FINL INC 33582V108 4 305 SH DEFINED 305 0 0
FIRSTENERGY CORP COM 337932107 204 3396 SH SOLE 3316 0 80
FLUOR CORP NEW COM 343412102 0 5 SH DEFINED 5 0 0
FORD MOTOR CO 345370860 1 210 SH SOLE 110 0 100
FORD MTR CO CAP TR 345395206 6 200 SH SOLE 200 0 0
FOREST LABS INC COM 345838106 38 769 SH SOLE 769 0 0
8
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
FORTUNE BRANDS INC COM 349631101 0 5 SH DEFINED 5 0 0
FRANKLIN RESOURCES INC. 354613101 128 1165 SH SOLE 1165 0 0
FRANKLIN RESOURCES INC. 354613101 1 18 SH DEFINED 18 0 0
GALLAGHER ARTHUR J & CO COM 363576109 18 639 SH SOLE 639 0 0
GANNETT INC COM 364730101 231 3828 SH SOLE 3828 0 0
GANNETT INC COM 364730101 84 1400 SH DEFINED 0 0 1400
GENENTECH INC COM NEW 368710406 43 535 SH SOLE 535 0 0
GENENTECH INC COM NEW 368710406 2 25 SH DEFINED 25 0 0
GENERAL ELECTRIC CO COM 369604103 10985 295303 SH SOLE 274308 0 20995
GENERAL ELECTRIC CO COM 369604103 559 15029 SH DEFINED 10829 0 4200
GENERAL MLS INC COM 370334104 70 1225 SH SOLE 1225 0 0
GENERAL MLS INC COM 370334104 86 1500 SH DEFINED 0 0 1500
GENERAL MTRS CORP COM 370442105 14 488 SH SOLE 388 0 100
GENERAL MTRS CORP COM 370442105 3 100 SH DEFINED 0 0 100
GENUINE PARTS CO COM 372460105 47 1000 SH SOLE 1000 0 0
GENUINE PARTS CO COM 372460105 71 1500 SH DEFINED 0 0 1500
GENWORTH FINANCIAL INC 37247D106 1 40 SH DEFINED 40 0 0
GENZYME CORP COM 372917104 1 30 SH SOLE 30 0 0
GILEAD SCIENCES INC COM 375558103 230 3555 SH SOLE 3555 0 0
GILEAD SCIENCES INC COM 375558103 1 28 SH DEFINED 28 0 0
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 166 3150 SH SOLE 3150 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 4552 22838 SH SOLE 21848 0 990
GOLDMAN SACHS GROUP INC COM 38141G104 32 163 SH DEFINED 113 0 50
GOOGLE INC 38259P508 18 40 SH SOLE 40 0 0
GOOGLE INC 38259P508 210 458 SH DEFINED 8 0 450
GRAINGER W W INC COM 384802104 153 2200 SH SOLE 2200 0 0
GREAT PLAINS ENERGY INC COM 391164100 66 2100 SH SOLE 2100 0 0
HRPT PPTYS TR COM SH BEN INT 40426W101 17 1433 SH SOLE 1433 0 0
HALLIBURTON CO COM 406216101 26 866 SH SOLE 866 0 0
HALLIBURTON CO COM 406216101 2 96 SH DEFINED 96 0 0
JOHN HANCOCK PFD INC FD II 41013X106 25 1000 SH SOLE 0 0 1000
HANESBRANDS INC 410345102 7 298 SH SOLE 298 0 0
HARDINGE INC COM 412324303 13 900 SH SOLE 900 0 0
9
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
HARLEY DAVIDSON INC COM 412822108 2061 29260 SH SOLE 26945 0 2315
HARLEY DAVIDSON INC COM 412822108 105 1500 SH DEFINED 1500 0 0
HASBRO INC COM 418056107 68 2500 SH DEFINED 0 0 2500
HAWAIIAN ELEC INDUSTRIES COM 419870100 10 400 SH SOLE 400 0 0
HEALTH CARE PPTY INVS 421915109 14 400 SH SOLE 400 0 0
HEALTHCARE RLTY TR COM 421946104 11 291 SH SOLE 291 0 0
HEALTH CARE REIT INC COM 42217K106 16 372 SH SOLE 372 0 0
HEALTH NET INC A 42222G108 99 2050 SH DEFINED 0 0 2050
HEINZ H J CO COM 423074103 122 2733 SH SOLE 1383 0 1350
HERCULES INC COM 427056106 9 500 SH DEFINED 0 0 500
THE HERSHEY CO COM 427866108 169 3400 SH SOLE 3400 0 0
HESS CORP COM 42809H107 178 3600 SH DEFINED 0 0 3600
HEWLETT PACKARD CO COM 428236103 3192 77530 SH SOLE 72944 0 4586
HEWLETT PACKARD CO COM 428236103 234 5694 SH DEFINED 1940 0 3754
HILLENBRAND INDS INC 431573104 56 1000 SH SOLE 1000 0 0
HILTON HOTELS CORP COM 432848109 0 15 SH DEFINED 15 0 0
HOME DEPOT INC COM 437076102 4736 117975 SH SOLE 111395 0 6580
HOME DEPOT INC COM 437076102 407 10150 SH DEFINED 5600 0 4550
HONEYWELL INTL INC COM 438516106 141 3135 SH SOLE 3005 0 130
HOSPITALITY PROPERTIES TRUST 44106M102 39 840 SH SOLE 840 0 0
HUMANA INC COM 444859102 163 2955 SH SOLE 2955 0 0
IAC/INTERACTIVE CORP 44919P300 136 3675 SH DEFINED 0 0 3675
ING CLARION GL REAL ESTATE 44982G104 17 700 SH SOLE 700 0 0
ITT INDS INC IND COM 450911102 11 196 SH SOLE 196 0 0
IDEARC INC COM 451663108 30 1054 SH SOLE 955 0 99
IDEARC INC COM 451663108 0 9 SH DEFINED 9 0 0
ILLINOIS TOOL WKS INC COM 452308109 2009 43511 SH SOLE 40801 0 2710
ILLINOIS TOOL WKS INC COM 452308109 110 2400 SH DEFINED 2400 0 0
INTEL CORP COM 458140100 4612 227758 SH SOLE 211873 0 15885
INTEL CORP COM 458140100 204 10090 SH DEFINED 9490 0 600
INTERNATIONAL BUSINESS MACHS COM 459200101 5384 55429 SH SOLE 52692 0 2737
INTERNATIONAL BUSINESS MACHS COM 459200101 238 2450 SH DEFINED 1800 0 650
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 14 300 SH SOLE 300 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 49 1000 SH DEFINED 0 0 1000
10
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
INTL PAPER CO COM 460146103 41 1225 SH SOLE 1225 0 0
INTL PAPER CO COM 460146103 71 2110 SH DEFINED 0 0 2110
INTERPUBLIC GROUP COS INC COM 460690100 0 60 SH DEFINED 60 0 0
ISHARES TR MSCI EAFE INDX FD ADR 464287465 9719 132743 SH SOLE 132593 0 150
ISHARES TR MSCI EAFE INDX FD ADR 464287465 73 1000 SH DEFINED 1000 0 0
ISHARES TR S& P MIDCAP 400 464287507 7632 95206 SH SOLE 94906 0 300
ISHARES TR S& P MIDCAP 400 464287507 28 350 SH DEFINED 350 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FD 464287648 4262 54244 SH SOLE 54044 0 200
ISHARES TR SMALLCAP FD 464287804 66 1005 SH SOLE 1005 0 0
JDS UNIPHASE CORP COM 46612J507 0 12 SH SOLE 12 0 0
JPMORGAN CHASE & CO COM 46625H100 2954 61185 SH SOLE 57620 0 3565
JPMORGAN CHASE & CO COM 46625H100 387 8015 SH DEFINED 820 0 7195
JOHNSON & JOHNSON COM 478160104 5891 89232 SH SOLE 82862 0 6370
JOHNSON & JOHNSON COM 478160104 489 7410 SH DEFINED 5160 0 2250
JOHNSON CTLS INC COM 478366107 390 4550 SH SOLE 4550 0 0
JONES APPAREL GROUP INC COM 480074103 15 465 SH SOLE 465 0 0
KELLOGG CO COM 487836108 227 4548 SH SOLE 4548 0 0
KEYCORP NEW COM 493267108 135 3572 SH SOLE 3572 0 0
KEYSPAN CORP COM 49337W100 4 100 SH SOLE 100 0 0
KIMBERLY CLARK CORP COM 494368103 6 100 SH SOLE 100 0 0
KIMBERLY CLARK CORP COM 494368103 67 1000 SH DEFINED 0 0 1000
KINDER MORGAN INC KANS COM 49455P101 18 175 SH SOLE 175 0 0
KINDER MORGAN ENERGY
PARTNER LTD PARTNER 494550106 87 1826 SH SOLE 1826 0 0
KING PHARMACEUTICALS INC 495582108 82 5160 SH SOLE 5160 0 0
KOHLS CORP COM 500255104 1 17 SH DEFINED 17 0 0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR 500472303 41 1101 SH SOLE 1101 0 0
KROGER CO COM 501044101 49 2150 SH SOLE 2150 0 0
KROGER CO COM 501044101 1 50 SH DEFINED 50 0 0
L-3 COMMUNICATIONS HLDGS INC COM 502424104 385 4718 SH SOLE 4718 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 655 8926 SH SOLE 8926 0 0
LANCASTER COLONY CORP COM 513847103 46 1050 SH SOLE 1050 0 0
LASALLE HOTEL PPTYS 517942108 13 300 SH SOLE 300 0 0
LEGGETT & PLATT INC COM 524660107 128 5370 SH SOLE 5370 0 0
11
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
LEGG MASON INC COM 524901105 7 75 SH SOLE 75 0 0
LEGG MASON INC COM 524901105 1 20 SH DEFINED 20 0 0
LEHMAN BROTHERS HLDGS INC 524908100 520 6662 SH SOLE 6662 0 0
LEXINGTON CORPORATE PROPERTY 529043101 13 611 SH SOLE 611 0 0
LILLY ELI & CO COM 532457108 96 1856 SH SOLE 1856 0 0
LILLY ELI & CO COM 532457108 0 5 SH DEFINED 5 0 0
LIMITED BRANDS INC COM 532716107 148 5125 SH SOLE 5125 0 0
LLOYDS TSB GROUP PLC SPONSORED ADR 539439109 45 1000 SH SOLE 1000 0 0
LOCKHEED MARTIN CORP COM 539830109 301 3274 SH SOLE 3274 0 0
LOWES COS INC COM 548661107 306 9845 SH SOLE 9645 0 200
LOWES COS INC COM 548661107 12 400 SH DEFINED 400 0 0
MGIC INVT CORP WIS COM 552848103 2 40 SH SOLE 40 0 0
MANULIFE FINL CORP COM 56501R106 59 1774 SH SOLE 1774 0 0
MANULIFE FINL CORP COM 56501R106 120 3554 SH DEFINED 0 0 3554
MARATHON OIL CORP 565849106 157 1700 SH DEFINED 0 0 1700
MARSH & MCLENNAN COS INC COM 571748102 45 1500 SH DEFINED 0 0 1500
MARSHALL & ILSLEY CORP COM 571834100 173 3600 SH SOLE 3600 0 0
MARRIOTT INTL INC NEW CLA 571903202 90 1900 SH SOLE 800 0 1100
MARRIOTT INTL INC NEW CLA 571903202 57 1200 SH DEFINED 0 0 1200
MASCO CORPORATION 574599106 25 850 SH DEFINED 0 0 850
MCCORMICK & CO INC COM NON VTG 579780206 115 3000 SH DEFINED 0 0 3000
MCDONALDS CORP COM 580135101 5056 114082 SH SOLE 106516 0 7566
MCDONALDS CORP COM 580135101 126 2865 SH DEFINED 1765 0 1100
MCKESSON CORPORATION COM 58155Q103 42 832 SH SOLE 832 0 0
MEADWESTVACO CORP 583334107 24 799 SH SOLE 799 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 43 807 SH SOLE 759 0 48
MEDIS TECHNOLOGIES 58500P107 1 100 SH SOLE 100 0 0
MEDTRONIC INC COM 585055106 3840 71782 SH SOLE 67342 0 4440
MEDTRONIC INC COM 585055106 93 1750 SH DEFINED 1750 0 0
MELLON FINL CORP COM 58551A108 84 2000 SH DEFINED 0 0 2000
MERCK & CO INC COM 589331107 418 9595 SH SOLE 5495 0 4100
MERCK & CO INC COM 589331107 66 1525 SH DEFINED 25 0 1500
MERRILL LYNCH & CO INC COM 590188108 251 2697 SH SOLE 2697 0 0
MERRILL LYNCH & CO INC COM 590188108 6 65 SH DEFINED 65 0 0
12
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
METLIFE INC COM 59156R108 3836 65015 SH SOLE 61620 0 3395
METLIFE INC COM 59156R108 41 705 SH DEFINED 555 0 150
MICROSOFT CORP COM 594918104 5793 194020 SH SOLE 183940 0 10080
MICROSOFT CORP COM 594918104 262 8800 SH DEFINED 7600 0 1200
MICROCHIP TECHNOLOGY INC COM 595017104 0 200 SH SOLE 200 0 0
MID AMER APT CMNTYS 59522J103 17 300 SH SOLE 300 0 0
MILLIPORE CORP 601073109 13 200 SH SOLE 200 0 0
MINDSPEED TECHNOLOGIES INC 602682106 0 200 SH SOLE 200 0 0
MITTAL STEEL CO N V NY REG SH CL A 60684P101 1 25 SH DEFINED 25 0 0
MONSANTO CO (NEW) 61166W101 2 50 SH SOLE 50 0 0
MONSANTO CO (NEW) 61166W101 1 31 SH DEFINED 31 0 0
MORGAN STANLEY DISCOVER & CO 617446448 5046 61977 SH SOLE 58382 0 3595
MORGAN STANLEY DISCOVER & CO 617446448 171 2106 SH DEFINED 906 0 1200
MOTOROLA INC COM 620076109 184 8995 SH SOLE 8995 0 0
MOTOROLA INC COM 620076109 41 2000 SH DEFINED 0 0 2000
MURPHY OIL CORP COM 626717102 2 40 SH SOLE 40 0 0
MYLAN LABS INC COM 628530107 8 450 SH SOLE 450 0 0
NBT BANCORP INC COM 628778102 415 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 0 12 SH SOLE 12 0 0
NYSE GROUP INC COM 62949W103 0 6 SH DEFINED 6 0 0
NATIONAL CITY CORP COM 635405103 31 855 SH SOLE 855 0 0
NATIONAL CITY CORP COM 635405103 103 2835 SH DEFINED 35 0 2800
NATIONWIDE HEALTH PPTYS INC COM 638620104 12 428 SH SOLE 428 0 0
NATURAL RESOURCE PARTNERS LP 63900P103 34 600 SH SOLE 600 0 0
NETWORK APPLIANCE INC. 64120L104 1 30 SH DEFINED 30 0 0
NEW YORK TIMES CO CL A 650111107 38 1600 SH DEFINED 0 0 1600
NEWELL RUBBERMAID INC COM 651229106 15 520 SH SOLE 520 0 0
NEWELL RUBBERMAID INC COM 651229106 110 3800 SH DEFINED 0 0 3800
NEWMONT MIN CO (HOLD CO) COM 651639106 90 2000 SH SOLE 2000 0 0
NICOR INC 654086107 36 773 SH SOLE 773 0 0
NIKE INC CL B 654106103 8 85 SH SOLE 85 0 0
NIKE INC CL B 654106103 42 425 SH DEFINED 0 0 425
NISOURCE INC COM 65473P105 56 2352 SH SOLE 2352 0 0
13
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
NOKIA CORP PFD SPONS ADR 654902204 7 350 SH SOLE 200 0 150
NOKIA CORP PFD SPONS ADR 654902204 51 2545 SH DEFINED 45 0 2500
NORDSTROM INC COM 655664100 215 4360 SH SOLE 4360 0 0
NORFOLK SOUTHERN CORP COM 655844108 176 3510 SH SOLE 3510 0 0
NORTHROP GRUMMAN CORP COM 666807102 67 996 SH SOLE 996 0 0
NORTHROP GRUMMAN CORP COM 666807102 1 20 SH DEFINED 20 0 0
NOVARTIS AG 66987V109 48 846 SH SOLE 846 0 0
NUCOR CORP COM 670346105 297 5450 SH SOLE 5450 0 0
CEF NUVEEN EQUITY PREM OPPORTUNITY FUND 6706EM102 13 700 SH SOLE 700 0 0
NUVEEN EQUITY PREM ADV FD COM 6706ET107 13 700 SH SOLE 700 0 0
NVIDIA CORP 67066G104 263 7135 SH SOLE 7135 0 0
NVIDIA CORP 67066G104 0 10 SH DEFINED 10 0 0
OGE ENERGY CORP COM 670837103 40 1000 SH SOLE 1000 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 194 3980 SH SOLE 3980 0 0
OFFICE DEPOT INC COM 676220106 163 4280 SH SOLE 4280 0 0
OFFICE DEPOT INC COM 676220106 1 35 SH DEFINED 35 0 0
ORACLE CORP COM 68389X105 206 12081 SH SOLE 12081 0 0
ORACLE CORP COM 68389X105 13 770 SH DEFINED 770 0 0
OWENS ILL INC COM NEW 690768403 0 30 SH DEFINED 30 0 0
PG&E CORP COM 69331C108 30 655 SH SOLE 655 0 0
PNC FINL SVCS GROUP INC COM 693475105 1920 25933 SH SOLE 24143 0 1790
PNC FINL SVCS GROUP INC COM 693475105 118 1600 SH DEFINED 150 0 1450
PPG INDS INC COM 693506107 79 1240 SH SOLE 1240 0 0
PPL CORP 69351T106 89 2484 SH SOLE 2484 0 0
PACCAR INC COM 693718108 531 8195 SH SOLE 8195 0 0
PACKAGING CORP AMER COM 695156109 17 800 SH SOLE 800 0 0
PACTIV CORP COM 695257105 133 3736 SH SOLE 3736 0 0
PALL CORP COM 696429307 51 1500 SH SOLE 1500 0 0
PALL CORP COM 696429307 34 1000 SH DEFINED 0 0 1000
PAYCHEX INC COM 704326107 3 100 SH SOLE 100 0 0
PENGROWTH ENERGY TR UNIT NEW 706902509 8 500 SH DEFINED 500 0 0
PENNEY J C INC COM 708160106 148 1920 SH SOLE 1920 0 0
PEOPLES ENERGY CORP COM 711030106 18 422 SH SOLE 322 0 100
14
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
PEPCO HOLDINGS INC 713291102 18 724 SH SOLE 724 0 0
PEPSICO INC COM 713448108 4866 77818 SH SOLE 73883 0 3935
PEPSICO INC COM 713448108 291 4663 SH DEFINED 4663 0 0
PFIZER INC COM 717081103 6142 237237 SH SOLE 215857 0 21380
PFIZER INC COM 717081103 182 7056 SH DEFINED 4256 0 2800
PHELPS DODGE CORP COM 717265102 55 465 SH SOLE 465 0 0
PHOENIX COS INC NEW COM 71902E109 8 517 SH SOLE 517 0 0
PIMCO NY MUNI INC FUND III 72201E105 8 500 SOLE 500 0 0
PINNACLE WEST CAP CORP COM 723484101 81 1615 SH SOLE 1615 0 0
PIONEER NATURAL RESOURCES CO 723787107 2 62 SH SOLE 62 0 0
PITNEY BOWES INC COM 724479100 354 7675 SH SOLE 7675 0 0
PRAXAIR INC COM 74005P104 31 538 SH SOLE 188 0 350
PROCTER & GAMBLE CO COM 742718109 5863 91238 SH SOLE 85054 0 6184
PROCTER & GAMBLE CO COM 742718109 306 4762 SH DEFINED 3247 0 1515
PROGRESS ENERGY INC COM 743263105 23 487 SH SOLE 487 0 0
PROGRESSIVE CORP 743315103 275 11390 SH SOLE 11390 0 0
PRUDENTIAL FINL, INC. COM 744320102 191 2229 SH SOLE 2229 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 45 681 SH SOLE 681 0 0
PUGET SOUND ENERGY INC COM 745310102 83 3311 SH SOLE 3311 0 0
PULTE CORP COM 745867101 75 2275 SH DEFINED 0 0 2275
PUTNAM HIGH YIELD MUN TR C/C 746781103 14 2022 SOLE 2022 0 0
QUALCOMM INC COM 747525103 1846 48865 SH SOLE 45460 0 3405
QUALCOMM INC COM 747525103 26 700 SH DEFINED 700 0 0
QUEST DIAGNOSTICS INC COM 74834L100 2 48 SH SOLE 48 0 0
QUESTAR CORP COM 748356102 132 1600 SH SOLE 1600 0 0
QWEST COMM INTL INC 749121109 10 1203 SH SOLE 1203 0 0
QWEST COMM INTL INC 749121109 274 32850 SH DEFINED 0 0 32850
RAYTHEON CO CLASS B COM 755111507 110 2084 SH SOLE 2084 0 0
REGIONS FINL CORP NEW 7591EP100 7 202 SH SOLE 202 0 0
RELIANT ENERGY INC 75952B105 3 279 SH DEFINED 279 0 0
REYNOLDS AMERN INC 761713106 78 1193 SH SOLE 793 0 400
RITE AID CORP COM 767754104 27 5000 SH SOLE 5000 0 0
ROCKWELL INTL CORP NEW COM 773903109 36 600 SH SOLE 600 0 0
ROCKWELL INTL CORP NEW COM 773903109 30 500 SH DEFINED 0 0 500
15
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
ROCKWELL COLLINS INC COM 774341101 37 600 SH SOLE 600 0 0
ROCKWELL COLLINS INC COM 774341101 0 7 SH DEFINED 7 0 0
ROHM & HAAS CO COM 775371107 61 1200 SH SOLE 1200 0 0
ROYAL DUTCH PETE CO 780259206 408 5775 SH SOLE 5775 0 0
RYLAND GROUP INC. 783764103 27 500 SH DEFINED 0 0 500
SLM CORPORATION SECURITIES COM 78442P106 11 227 SH SOLE 227 0 0
SAFEWAY INC (FORMERLY
SAFEWAY STORES INC) 786514208 1 35 SH DEFINED 35 0 0
THE ST PAULS TRAVELERS
COMPANIES INC COM 792860108 219 4090 SH SOLE 4090 0 0
THE ST PAULS TRAVELERS
COMPANIES INC COM 792860108 71 1323 SH DEFINED 25 0 1298
SANDISK CORP COM 80004C101 71 1660 SH SOLE 1660 0 0
SARA LEE CORP COM 803111103 40 2388 SH SOLE 2388 0 0
SARA LEE CORP COM 803111103 1 90 SH DEFINED 90 0 0
SCHERING PLOUGH CORP COM 806605101 69 2950 SH SOLE 2150 0 800
SCHLUMBERGER LTD COM 806857108 4444 70374 SH SOLE 66149 0 4225
SCHLUMBERGER LTD COM 806857108 257 4085 SH DEFINED 4085 0 0
SCHWAB CHARLES CORP NEW COM 808513105 0 20 SH DEFINED 20 0 0
SCOTTISH PWR PLC NEW 81013T804 127 2190 SH SOLE 2190 0 0
SEARS HLDGS CORP COM 812350106 176 1050 SH DEFINED 0 0 1050
SELECTIVE INS GRP INC C/C 816300107 41 719 SH SOLE 719 0 0
SEMPRA ENERGY COM 816851109 70 1250 SH SOLE 1250 0 0
SENECA FOODS CORP NEW CL B 817070105 34 1400 SH SOLE 1400 0 0
SENECA FOODS CORP NEW CL A 817070501 34 1400 SH SOLE 1400 0 0
SENIOR HSG PPTYS TR SH BEN INT 81721M109 11 475 SH SOLE 475 0 0
SIGMA ALDRICH CORP COM 826552101 4186 53870 SH SOLE 50575 0 3295
SIGMA ALDRICH CORP COM 826552101 54 700 SH DEFINED 700 0 0
SIMON PPTY GROUP INC NEW 828806109 46 455 SH SOLE 455 0 0
SIMON PPTY GROUP INC NEW 828806109 113 1122 SH DEFINED 0 0 1122
SIRIUS SATELLITE RADIO INC 82966U103 10 3000 SH SOLE 3000 0 0
SKY FINL GROUP INC COM 83080P103 149 5237 SH SOLE 5237 0 0
SKYWORKS SOLUTIONS INC 83088M102 1 210 SH SOLE 210 0 0
SMURFIT-STONE CONTAINER
CORP COM 832727101 0 55 SH SOLE 55 0 0
SNAP-ON INC (FORMERLY
SNAP-ON TOOLS CORP) 833034101 17 365 SH SOLE 365 0 0
SOLECTRON CORP COM 834182107 0 200 SH DEFINED 200 0 0
16
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
SOUTHERN CO COM 842587107 67 1831 SH SOLE 1741 0 90
SOUTHWEST AIRLS CO COM 844741108 3 200 SH DEFINED 200 0 0
SPRINT NEXTEL CORP 852061100 44 2350 SH SOLE 2350 0 0
SPRINT NEXTEL CORP 852061100 258 13700 SH DEFINED 100 0 13600
STAPLES INC COM 855030102 2062 77244 SH SOLE 71707 0 5537
STAPLES INC COM 855030102 70 2625 SH DEFINED 2625 0 0
STARBUCKS CORP COM 855244109 28 800 SH DEFINED 800 0 0
STARWOOD HOTELS & RESORTS
WORLDWIDE INC COM 85590A401 110 1765 SH SOLE 1765 0 0
STARWOOD HOTELS & RESORTS
WORLDWIDE INC COM 85590A401 0 6 SH DEFINED 6 0 0
STATE STREET CORP COM 857477103 2 40 SH SOLE 40 0 0
STORA ENSO OYJ 86210M106 5 357 SH DEFINED 357 0 0
STRYKER CORP 863667101 55 1000 SH DEFINED 1000 0 0
SUFFOLK BANCORP COM 864739107 123 3244 SH SOLE 3244 0 0
SUN MICROSYSTEMS INC COM 866810104 26 4850 SH SOLE 3400 0 1450
SUNTRUST BANKS INC COM 867914103 185 2200 SH SOLE 2200 0 0
SUNTRUST BANKS INC COM 867914103 92 1100 SH DEFINED 0 0 1100
SUPERVALU INC COM 868536103 5 163 SH SOLE 163 0 0
SYMANTEC CORP COM 871503108 7 368 SH SOLE 368 0 0
SYMANTEC CORP COM 871503108 12 600 SH DEFINED 0 0 600
SYNOVUS FINL CORP COM 87161C105 20 675 SH SOLE 0 0 675
SYSCO CORP COM 871829107 15 428 SH SOLE 428 0 0
TD BANKNORTH INC COM 87235A101 5 163 SH SOLE 163 0 0
TECO ENERGY INC 872375100 62 3624 SH SOLE 2924 0 700
TEPPCO PARTNERS LP 872384102 28 700 SH SOLE 700 0 0
TXU CORP COM 873168108 111 2065 SH SOLE 2065 0 0
TARGET CORP COM 87612E106 4279 75018 SH SOLE 70388 0 4630
TARGET CORP COM 87612E106 110 1930 SH DEFINED 1630 0 300
TELECOM ITALIA SPA ADSNEW 87927Y102 21 722 SH SOLE 722 0 0
TELECOM CORP NEW ZEALAND LTD SPONSORED ADR 879278208 21 815 SH SOLE 815 0 0
TELSTRA CORP LTD SPON ADR FINAL 87969N204 22 1376 SH SOLE 1376 0 0
TEMPLETON GLOBAL INC FD C/C 880198106 8 900 SH SOLE 900 0 0
TENNECO INC COM 880349105 8 352 SH SOLE 352 0 0
TEVA PHARMA INDS ADR 881624209 0 30 SH DEFINED 30 0 0
17
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
TEXAS INSTRS INC COM 882508104 1910 66350 SH SOLE 62165 0 4185
TEXAS INSTRS INC COM 882508104 57 2000 SH DEFINED 800 0 1200
THORNBURG MORTGAGE INC 885218107 2 100 SH DEFINED 100 0 0
3COM CORP COM 885535104 3 800 SH SOLE 800 0 0
3M COMPANY COM 88579Y101 4092 52513 SH SOLE 49333 0 3180
3M COMPANY COM 88579Y101 266 3425 SH DEFINED 2425 0 1000
TIME WARNER INC COM 887317105 391 17990 SH SOLE 17660 0 330
TIME WARNER INC COM 887317105 180 8280 SH DEFINED 180 0 8100
TOMPKINS TRUSTCO INC 890110109 43315 953032 SH SOLE 934449 0 18583
TOMPKINS TRUSTCO INC 890110109 2683 59051 SH DEFINED 59051 0 0
TORCHMARK CORP COM 891027104 90 1420 SH SOLE 1420 0 0
TORONTO DOMINION BK ONT COM NEW ADR 891160509 4 70 SH SOLE 70 0 0
TOYOTA MOTOR CORP ADR 2 COM 892331307 1 13 SH DEFINED 13 0 0
TYCO INTL LTD NEW COM 902124106 234 7700 SH DEFINED 0 0 7700
UST INC COM 902911106 24 422 SH SOLE 322 0 100
US BANCORP DEL COM NEW 902973304 22 627 SH SOLE 627 0 0
UNILEVER PLC AMER SHS ADR 904767704 32 1179 SH SOLE 1179 0 0
UNILEVER N V N Y SHS NEW 904784709 143 5252 SH SOLE 5252 0 0
UNION PAC CORP COM 907818108 52 575 SH SOLE 575 0 0
UNION PAC CORP COM 907818108 92 1000 SH DEFINED 0 0 1000
UNITED PARCEL SERVICE INC CL B 911312106 3476 46371 SH SOLE 43741 0 2630
UNITED PARCEL SERVICE INC CL B 911312106 56 750 SH DEFINED 750 0 0
UNITED TECHNOLOGIES CORP COM 913017109 4301 68805 SH SOLE 65815 0 2990
UNITED TECHNOLOGIES CORP COM 913017109 61 981 SH DEFINED 831 0 150
UNITED UTILS PLC SPONSORED ADR 91311Q105 27 889 SH SOLE 889 0 0
UNITEDHEALTH GROUP INC 91324P102 4653 86628 SH SOLE 82001 0 4627
UNITEDHEALTH GROUP INC 91324P102 273 5100 SH DEFINED 1225 0 3875
V F CORP COM 918204108 167 2040 SH SOLE 2040 0 0
VALERO ENERGY CORP NEW COM 91913Y100 95 1860 SH SOLE 1860 0 0
VAN KAMPEN AMERICAN
CAPITAL MUNICIPAL TRUST 920919107 22 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE
MUN COM 920929106 21 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE
N J COM 920933108 39 2400 SOLE 2400 0 0
VAN KAMPEN MUNICIPAL
OPPORTUNITY TR 920935103 21 1393 SOLE 1393 0 0
18
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
VECTREN CORP COM 92240G101 33 1170 SH SOLE 1170 0 0
VERIZON COMMUNICATIONS COM 92343V104 754 20264 SH SOLE 18264 0 2000
VERIZON COMMUNICATIONS COM 92343V104 7 195 SH DEFINED 195 0 0
VIACOM INC NEW CL B 92553P201 25 627 SH SOLE 627 0 0
VIACOM INC NEW CL B 92553P201 36 887 SH DEFINED 137 0 750
VODAFONE GROUP PLC NEW 92857W209 7 280 SH SOLE 280 0 0
VOLTERRA SEMICONDUCTER CORP 928708106 15 1000 SH SOLE 1000 0 0
WGL HLDGS INC 92924F106 32 1000 SH SOLE 1000 0 0
W.P. CAREY & CO LLC 92930Y107 16 555 SH SOLE 555 0 0
WPP GROUP PLC SPONSORED ADR NEW 9/05 929309409 50 750 SH DEFINED 0 0 750
WPS RESOURCES CORP COM 92931B106 16 300 SH SOLE 300 0 0
WACHOVIA CORP 2ND NEW COM 929903102 94 1653 SH SOLE 1653 0 0
WACHOVIA CORP 2ND NEW COM 929903102 63 1110 SH DEFINED 10 0 1100
WAL-MART STORES INC COM 931142103 2104 45574 SH SOLE 42459 0 3115
WAL-MART STORES INC COM 931142103 247 5350 SH DEFINED 5350 0 0
WALGREEN CO COM 931422109 202 4409 SH SOLE 4409 0 0
WASHINGTON MUT INC COM 939322103 19 419 SH SOLE 419 0 0
WASTE MGMT INC DEL COM 94106L109 212 5773 SH SOLE 5773 0 0
WASTE MGMT INC DEL COM 94106L109 70 1925 SH DEFINED 0 0 1925
WAVE SYSTEMS CORP COM NEW 943526301 7 3000 SH SOLE 3000 0 0
WELLPOINT INC COM 94973V107 566 7205 SH SOLE 7115 0 90
WELLPOINT INC COM 94973V107 3 47 SH DEFINED 47 0 0
WELLS FARGO & CO NEW COM 949746101 3024 85091 SH SOLE 80911 0 4180
WELLS FARGO & CO NEW COM 949746101 46 1300 SH DEFINED 1300 0 0
WESTAR ENERGY INC COM 95709T100 28 1100 SH SOLE 1100 0 0
WESTERN UN CO COM 959802109 17 795 SH SOLE 795 0 0
WEYERHAEUSER CO 962166104 23 336 SH SOLE 336 0 0
WHIRLPOOL CORP COM 963320106 90 1095 SH SOLE 1095 0 0
WINDSTREAM CORP 97381W104 5 413 SH SOLE 413 0 0
WINDSTREAM CORP 97381W104 20 1447 SH DEFINED 0 0 1447
WISCONSIN ENERGY CORP COM 976657106 15 325 SH SOLE 325 0 0
WRIGLEY WM JR CO COM 982526105 4 94 SH DEFINED 94 0 0
WYETH COM 983024100 372 7317 SH SOLE 7237 0 80
WYETH COM 983024100 178 3500 SH DEFINED 1500 0 2000
19
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ----------------- --------- -------- -------- --- ---- -------- -------- ----- ------- ------
XM SATELLITE RADIO HLDGS INC CL A 983759101 2 200 SH SOLE 200 0 0
XCEL ENERGY INC 98389B100 27 1211 SH SOLE 611 0 600
XEROX CORP COM 984121103 26 1556 SH SOLE 1556 0 0
YAHOO INC COM 984332106 136 5360 SH DEFINED 10 0 5350
ZIONS BANCORPORATION COM 989701107 49 600 SH SOLE 0 0 600
GRAND TOTALS 328502 6827668 6224101 0 603567
20