SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 ------------- FORM 8-K ------------ CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 February 17, 2004 -------------- FIRST PACTRUST BANCORP, INC. (Exact name of Registrant as specified in its Charter) -------------- Maryland 6035 04-3639825 (State or other jurisdiction (Commission File No.) (IRS Employer of incorporation) Identification No.) 610 Bay Boulevard, Chula Vista, California 91910 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (619) 691-9741 N/A (Former name or former address, if changed since last report) CURRENT REPORT ON FORM 8-K -------------------------- Item 5. Other Events ------------- First PacTrust Bancorp, Inc. (the "Company"), a Maryland Corporation, has announced an increase of its quarterly dividend to nine cents per share ($0.09), payable on March 26, 2004 to shareholders of record as of March 12, 2004. Item 7. Financial Statements and Exhibits --------------------------------- (c) Attached as an exhibit is the Company's news release announcing the cash dividend and the associated record and payment dates. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. FIRST PACTRUST BANCORP, INC. By: /s/ James P. Sheehy Date: February 17, 2004 ------------------- ----------------- James P. Sheehy Executive Vice President Secretary and Treasurer 3