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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED):
July 1, 2005
CASH AMERICA INTERNATIONAL, INC.
(Exact name of registrant as specified in its charter)
Texas 1-9733 75-2018239
(State of incorporation) (Commission File No.) (IRS Employer
Identification No.)
1600 West 7th Street
Fort Worth, Texas 76102
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (817) 335-1100
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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ITEM 8.01 OTHER EVENTS
On July 1, 2005, Cash America International, Inc. issued a press release
announcing that it has introduced new credit services available to
customers in Texas and selected states. A copy of the Company's press
release announcing the new credit services and management's plans to
re-institute earnings guidance following its regularly scheduled release of
second quarter financial results is furnished as Exhibit 99.1 to this
report on Form 8-K and is incorporated herein by reference.
The Company previously announced that it anticipated changes to its
operations as a result of revised examination guidelines issued by the FDIC
in March of this year. The revised guidelines limit the offering of
short-term cash advances by FDIC-regulated banks. Two of those
FDIC-regulated banks offer cash advances through many of Cash America's
stores. The Company will continue to market short-term cash advances on
behalf of these banks and will now offer credit services to customers if
the cash advance product offered by the banks is not available to them.
Credit services will be immediately available in lending locations in
Texas, Michigan and Florida. Lending locations in California that currently
offer cash advances on behalf of banks will migrate to direct underwriting
by the Company under state law. In the remaining two states in which the
Company offers cash advances on behalf of the banks, North Carolina and
Georgia, the Company will continue to market the banks' cash advance
product and may introduce other alternative financial products offered by
the banks in the future.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(c) Exhibits - The following exhibit is furnished pursuant to the
disclosures included under Item 8.01 of this report on Form 8-K.
99.1 Copy of press release dated July 1, 2005, issued by Cash America
International, Inc.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CASH AMERICA INTERNATIONAL, INC.
Date: July 1, 2005 By: /s/ J. Curtis Linscott
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J. Curtis Linscott, Vice President
General Counsel and Secretary
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EXHIBIT INDEX
Exhibit No. Description
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99.1 Press release dated July 1, 2005, issued by Cash America
International, Inc.
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