File No. 333-101108 U.S.$15,000,000,000 GENERAL MOTORS ACCEPTANCE CORPORATION SMARTNOTES(SM) DUE FROM NINE MONTHS TO THIRTY YEARS FROM DATE OF ISSUE Unless otherwise specified in an applicable pricing supplement, the SmartNotes will not be listed on any securities exchange, and there can be no assurance that the SmartNotes offered will be sold or that there will be a secondary market for the notes. The Agents have advised GMAC that they may from time to time purchase and sell notes in the secondary market, but the Agents are not obligated to do so. No termination date for the offering of the notes has been established. Pricing Supplement No. 43 Trade Date: 10/16/2003 (To Prospectus dated December 6, 2002) Issue Date: 10/21/2003 The date of this Pricing Supplement is October 16, 2003 CUSIP Stated or Interest Price to Common Code Rate Maturity Public 1 Reallowance ----------- -------- -------- -------- ----------- 3704A 0BK7 2.500% 04/15/2005 100% 0.1250% 3704A 0BL5 3.000% 10/15/2005 100% 0.3000% 3704A 0BM3 3.550% 10/15/2006 100% 0.4500% 3704A 0BN1 4.600% 10/15/2008 100% 0.7500% 3704A 0BQ4 6.250% 10/15/2013 100% 1.1000% 3704A 0BR2 6.650% 10/15/2018 100% 1.6000% Payment Survivor's Subject to Redemption Frequency Option Yes/No Date and terms of redemption --------- ---------- ----------------------------------------- Semi-Annual Yes No Quarterly Yes No Semi-Annual Yes No Monthly Yes No Semi-Annual Yes Yes Callable at 100% on 10/15/2005 and every coupon date thereafter Semi-Annual Yes Yes Callable at 100% on 10/15/2006 and every coupon date thereafter 1 Actual Price to Public may be less, and will be determined by prevailing market prices at the time of purchase as set forth in the confirmation statement. Per Note Total -------- ----- Public Offering Price ..... 100.00% $15,000,000,000 Agents' Discounts and Concessions ......... .20%-2.50% $30,000,000-$375,000,000 Proceeds, before expenses, to General Motors Acceptance Corporation ............... 97.50%-99.80% $14,625,000,000-$14,970,000,000 (SM) Service Mark of General Motors Acceptance Corporation NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR DETERMINED IF THIS PROSPECTUS IS TRUTHFUL OR COMPLETE. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. __________________ ABN AMRO FINANCIAL SERVICES, INC. A.G. EDWARDS & SONS, INC. EDWARD D. JONES & CO., L.P. FIDELITY CAPITAL MARKETS a division of National Financial Services LLC MERRILL LYNCH & CO. MORGAN STANLEY PRUDENTIAL SECURITIES SALOMON SMITH BARNEY CHARLES SCHWAB & CO. INC. UBS PAINEWEBBER INC. December 6, 2002