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Current Rate
Rate(%) Yield(%)1
2.65 2.68
Rate may be reset weekly.
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Monday to Friday
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Ratings
GE Interest Plus for Businesses is a direct investment in GE Capital Corporation, which is rated
AA+ by Standard and Poors Corporation and Aaa by Moodys Investor Service. Standard and Poors
assigns a AA+ rating to companies they define as very high quality with a very strong capacity
to meet financial commitments. Moodys assigns their Aaa rating to obligations that are judged to
be of the highest quality with minimal credit risk.
An Easy Way for your business to Earn More An investment that Works Hard for your Company Your businesss opportunity to earn more on your available cash and have access to your investment when you need it. Learn More Earn More Making the most of your businesss available cash is critical to being successful in todays businesss world. With GE Interest Plus for Businesses Corporate Notes, you can put up to $5 Million of your available cash to work earning more. The notes are a direct investment in General Electric Capital Corporation (GE Capital). Learn More. Unlimited Access Easy to Manage Unlike certificates of deposit or bank money market accounts, you can redeem your investment when you need to without penalty. Managing your money is easy through our website or over the phone. Service Representatives are available to assist you on business days from 8:30 a.m. to 7:00 p.m. Eastern Time. Plus, there are no loads, sales fees or management fees all of your money goes to work for you. Apply now Quick Links View Prospectus Apply Now Request a Kit by Mail SEC Filings Did you know? Click here to find out about GE Interest Plus for individual investors. Click here to compare features of our business version and our individual investor version. New! Go to GEreports.com for stories and viewpoints on the GE Company and GE Capital. Home Site Map GE.com GEMoney.com Privacy Policy GE Interest Plus for Businesses is an investment in the senior, unsecured corporate debt of the General Electric Capital Corporation. You should note that GE Interest Plus for Businesses Notes are not a money market fund, which is generally a diversified fund consisting of investment in short term debt securities of many companies. Unlike bank accounts and certificates of deposit, GE Interest Plus for Businesses is not an FDIC-insured deposit. GE Interest Plus for Businesses is not guaranteed under the FDICs Temporary Liquidity Guarantee Program. It is possible to lose money if GE Capital is unable to pay its debts. Please see the prospectus for important investment information. The issuer has filed a registration statement (including a prospectus) [Registration Statement No. 333-135813] with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov or by clicking here. Alternatively, the issuer, any underwriter, or any dealer participating in the offering will arrange to mail you the prospectus if you request it by clicking here or calling toll free 1-888-674-4138. 1Yield reflects the annual rate of return on your investment. It assumes that interest is accrued daily and posted monthly, and that there are no additional investments or redemptions. Copyright 2009, General Electric Capital Corporation |
GE Interest Plus®
for Business
Personal Businesses
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CORPORATE NOTES
GE CAPITAL
BENEFITS
INTEREST RATES
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Current Rate
Rate(%) Yield(%)1
2.65 2.68
Rate may be reset weekly.
Corporate Notes for your Business
What are corporate notes?
Some large corporations offer direct investment in their companys senior, unsecured debt through
corporate note programs.
INVEST NOW
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SEC Filings
By issuing corporate notes, companies like General Electric Capital Corporation (GE Capital) can
borrow capital directly from investors at a fairly low cost, while providing investor benefits such
as:
· Higher rates of interest than other cash alternatives like FDIC-insured savings accounts,
short-term CDs, and money market mutual funds
· Investments that are fully redeemable at any time
· Convenient banking-type features like free electronic transfers between linked checking
accounts, ability to wire funds and 24-7 access via internet and automated telephone service
Corporate notes are a direct, unsecured investment in the debt of a corporation, and so are not
FDIC insured. Unlike short-term bond funds or money market mutual funds, they are not diversified
pools of investments. Because they are a form of unsecured credit, your business would be treated
as an unsecured creditor in the event of a default. Thats why it is critical for you to evaluate
the financial strength of the company you choose to invest in.
The Strength of GE Interest Plus Corporate Notes
GE Interest Plus for Businesses is a direct investment in GE Capital. GE Capital is rated AA+ by
Standard and Poors Corporation (S&P) and Aaa by Moodys Investors Service (Moodys). S&P and
Moodys are nationally recognized statistical rating organizations, each approved by the United
States Securities and Exchange Commission to measure the safety of securities. By reviewing the
credit rating, you can determine if you are investing in a company that is financially sound.
Learn more about GE Capital.
Discover the benefits of GE Interest Plus for Businesses
Apply now
Home | What are Corporate Notes
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GE.com
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Privacy Policy
GE Interest Plus for Businesses is an investment in the senior, unsecured corporate debt of the
General Electric Capital Corporation. You should note that GE Interest Plus for Businesses Notes
are not a money market fund, which is generally a diversified fund consisting of investment in
short term debt securities of many companies. Unlike bank accounts and certificates of deposit, GE
Interest Plus for Businesses is not an FDIC-insured deposit. GE Interest Plus for Businesses is not
guaranteed under the FDICs Temporary Liquidity Guarantee Program. It is possible to lose money if
GE Capital is unable to pay its debts. Please see the prospectus for important investment
information. The issuer has filed a registration statement (including a prospectus) [Registration Statement No. 333-135813] with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov or by clicking here. Alternatively, the issuer, any underwriter, or any dealer participating in the offering will arrange to mail you the prospectus if you request it by clicking here or calling toll free 1-888-674-4138. 1Yield reflects the annual rate of return on your investment. It assumes that interest is accrued daily and posted monthly, and that there are no additional investments or redemptions. Copyright 2009, Gen eral Electric Capital Corporation |
Personal
Businesses
Log In
GE Interest Plus® for Businesses
Home FAQ Contact Us
CORPORATE NOTES
GE CAPITAL
BENEFITS
INTEREST RATES
INVEST NOW
Current Rate
Rate(%) Yield(%)1
2.65 2.68
Rate may be reset weekly.
INVEST NOW
888-674-4138
Representatives are available
Monday to Friday
8:30 a.m. to 7:00 p.m. ET
Why Invest in GE Capital Strength and Stability GE Capital offers a wide array of products and services to businesses and consumers worldwide. About GE Capital Corporation General Electric Capital Corporation is a global, diversified financial services company. With assets of approximately $600 billion, GE Capital serves consumers and businesses in 47 countries around the world. Businesses include GE Commercial Aviation Financial Services, Commercial Leasing and Lending, Energy Financial Services, Real Estate and GE Money. Quick Links View Prospectus Apply Now Request a Kit by Mail SEC Filings Home | Why Invest In GE Capital Site Map GE.com GEMoney.com Privacy Policy GE Interest Plus for Businesses is an investment in the senior, unsecured corporate debt of the General Electric Capital Corporation. You should note that GE Interest Plus for Businesses Notes are not a money market fund, which is generally a diversified fund consisting of investment in short term debt securities of many companies. Unlike bank accounts and certificates of deposit, GE Interest Plus for Businesses is not an FDIC-insured deposit. GE Interest Plus for Businesses is not guaranteed under the FDICs Temporary Liquidity Guarantee Program. It is possible to lose money if GE Capital is unable to pay its debts. Please see the prospectus for important investment information. The issuer has filed a registration statement (including a prospectus) [Registration Statement No. 333-135813] with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov or by clicking here. Alternatively, the issuer, any underwriter, or any dealer participating in the offering will arrange to mail you the prospectus if you request it by clicking here or calling toll free 1-888-674-4138. 1Yield reflects the annual rate of return on your investment. It assumes that interest is accrued daily and posted monthly, and that there are no additional investments or redemptions. Copyright 2009, General Electric Capital Corporation |
GE Interest Plus® for Business Personal Businesses LOG IN Home FAQ Contact Us CORPORATE NOTES GE CAPITAL BENEFITS INTEREST RATES INVEST NOW Current Rate Rate(%) Yield(%)1 2.65 2.68 Rate may be reset weekly. The Benefits of GE Interest Plus for Businesses Earning Power and Flexibility GE Interest Plus Corporate Notes are surprisingly simple to manage. While the Notes are not an FDIC-insured deposit account, they are as easy to use as an online bank account. INVEST NOW 888-674-4138 Representatives are available Monday to Friday 8:30am.. to 7:00 p.m ET Quick Links View Prospectus Apply Now Request a Kit by Mail SEC Filings Easy to Add to or Redeem from Your Investment Redeem by: · Quick Redeem Request a free electronic transfer to your linked business checking account via our Online Access website, Automated Telephone Service or by calling a Service Representative. Funds are moved within 2-3 business days ($25 minimum). · Wire* You may call or write us to have funds wired to your linked business checking account ($2,500 minimum). · Written Request Redeem all or some of your investment by mailing us a letter of instruction. We will mail you a check to your businesss address of record. * A fee of $15 dollars is charged for each wire redemption. Invest by: · Quick Invest Request a free electronic transfer from your linked business checking account via our Online Access website, Automated Telephone Service or by calling a Service Representative. Funds are moved within 2-3 business days. · Wire Wire funds from your linked business checking account. · Check Mail us a check made out to your business and we will apply it to your investment. The maximum total investment for any one business investor is currently $5 million. If the amount of your investment exceeds this maximum, we may notify you in writing that you must redeem the amount of your investment in excess of the $5 million within a 30 day period. Please see the pricing supplement for more information. The pricing supplement appears as the last page of the prospectus download. Easy to Manage Online and by Phone Online, you can: · Transfer funds to and from your linked business checking account · View balances and statements · View activity Over the phone, you can enjoy the same services as online with other than viewing monthly statements. You will have access to our automated telephone service 24-hours a day, 7-days a week. Earn More on Every Penny You Invest · No sales charges · No maintenance fees · No management fees Apply now Home Benefits Site Map GE.com GEMoney.com Privacy Policy GE Interest Plus for Businesses is an investment in the senior, unsecured corporate debt of the General Electric Capital Corporation. You should note that GE Interest Plus for Businesses Notes are not a money market fund, which is generally a diversified fund consisting of investment in short term debt securities of many companies. Unlike bank accounts and certificates of deposit, GE Interest Plus for Businesses is not an FDIC-insured deposit. GE Interest Plus for Businesses is not guaranteed under the FDICs Temporary Liquidity Guarantee Program. It is possible to lose money if GE Capital is unable to pay its debts. Please see the prospectus for important investment information. The issuer has filed a registration statement (including a prospectus) [Registration Statement No. 333-135813] with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov or by clicking here. Alternatively, the issuer, any underwriter, or any dealer participating in the offering will arrange to mail you the prospectus if you request it by clicking here or calling toll free 1-888-674-4138. 1Yield reflects the annual rate of return on your investment. It assumes that interest is accrued daily and posted monthly, and that there are no additional investments or redemptions. Copyright 2009, General Electric Capital Corporation |
GE Interest Plus®
For Businesses
Personal
Businesses
LOG IN
Home
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Contact Us
CORPORATE NOTES
GE CAPITAL
BENEFITS
INTEREST RATES
INVEST NOW
Current Rate
Rate(%) Yield(%)1 2.65 2.68
Rate may be reset weekly.
Invest Now
Interest Rates
Higher Yields than Competing
Short-Term Alternatives
GE Interest Plus Businesses Notes are a convenient way to invest directly with General Electric
Capital Corporation. The Notes pay a floating rate of interest, which may be reset weekly.
888-674-4138
Representatives are available
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Check Back for Latest Rates
Because our interest rates may change, please visit us again for the latest information on our
rates. Remember, by investing in GE Interest Plus for Business, you can make your companys
available cash work harder.
To view our business rate history, click here.
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· Privacy Policy
GE Interest Plus for Businesses is an investment in the senior, unsecured corporate debt of the
General Electric Capital Corporation. You should note that GE Interest Plus for Businesses Notes
are not a money market fund, which is generally a diversified fund consisting of investment in
short term debt securities of many companies. Unlike bank accounts and certificates of deposit, GE
Interest Plus for Businesses is not an FDIC-insured deposit. GE Interest Plus for Businesses is not
guaranteed under the FDICs Temporary Liquidity Guarantee Program. It is possible to lose money if
GE Capital is unable to pay its debts. Please see the prospectus for important investment
information. The issuer has filed a registration statement (including a prospectus) [Registration Statement No. 333-135813] with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov or by clicking here. Alternatively, the issuer, any underwriter, or any dealer participating in the offering will arrange to mail you the prospectus if you request it by clicking here or calling toll free 1-888-674-4138. 1Yield reflects the annual rate of return on your investment. It assumes that interest is accrued daily and posted monthly, and that there are no additional investments or redemptions. Copyright 2009, General Electric Capital Corporation |
GE Interest Plus® For Businesses Personal Businesses LOG IN Home FAQ Contact Us |
CORPORATE NOTES GE CAPITAL BENEFITS INTEREST RATES INVEST NOW Current Rate Rate(%) Yield(%)1 2.65 2.68 Rate may be reset weekly. 888-674-4138 Representatives are available Monday to Friday 8:30am.. to 7:00 p.m. ET Quick Links View Prospectus Apply Now Request a Kit by Mail SEC Filings Invest in GE Interest Plus for Businesses Invest Now and Earn More Heres how your business can start investing in GE Interest Plus for Businesses, a convenient way to earn more interest on your available cash. To invest in GE Interest Plus for Businesses, you must receive a copy of the Prospectus. The Prospectus contains more complete information on fees, charges, and other expenses and should be read carefully before making an investment. The Prospectus is available online or via mail. To invest, simply: 1. Review our Prospectus and Privacy Policy. 2. Fill out appropriate forms for your business and choose a funding method (Minimum of $500, maximum of $5 million). Click on the appropriate link below to download all of the required forms for your entity type. · Forms for Corporations . Forms for LLCs · Forms for Partnerships · Forms for Sole Proprietorships In your application, youll choose how you will fund your investment. You can: · Transfer funds electronically from the business checking account you designate on the application (we initiate the transaction once your investment is established). · Mail in a check from the business checking account you designate on the application. · By wire*. Just check the box on you application. Once you investment is established, you will receive a welcome letter that provides you with wiring instructions. *You must wire funds within 60 days of the investment establishment date. 3. Mail forms in with required documentation: You will need to show evidence of your businesss existence by providing us with the documentation indicated in the table below. You will also need to provide us with a voided check or copy of your bank statement to verify the registration of the linked bank account. · Application/Authorization form · W-9 form · Supporting documentation (See table below) · Check (if you have elected this funding method) |
Corporation LLC Partnership Sole Proprietorship
-
FILL OUT 1. Corporate 1. LLC Application 1. Partnership 1. Sole
APPROPRIATE FORMS: Application 2. LLC Application Proprietorship
2. Corporate Authorization Form 2. Partnership Application
Authorization Form 3. Form W-9 Authorization Form 2. Form W-9
3. Form W-9 4. Secondary 3. Form W-9 3. Secondary
4. Secondary Authorized Person 4. Secondary Authorized Person
Authorized Person Form (if more than Authorized Person Form (if more than
Form (if more than one Authorized Form (if more than one Authorized
one Authorized Person) one Authorized Person)
Person) Person)
PROVIDE REQUIRED 1. Copy of Articles 1. Copy of Articles 1. Copy of 1. Copy of Business
DOCUMENTATION: of Incorporation of Organization Certificate of License with
with evidence of with evidence of Partnership evidence of state
state filing state filing (Limited filing
2. Bank statement 2. Bank statement Partnership) or 2. Bank statement
copy of voided copy of voided Partnership copy or voided
check to verify check to verify Agreement (General check to verify
linked bank account linked bank account Partnership with linked bank account
evidence of state
filing
2. Bank statement
copy or voided
check to verify
linked bank account
Click here to enlarge image.
Regular Mail Overnight Mail
GE Interest Plus for
Businesses GE Interest Plus for Businesses
P.O. Box 6294 4000 Pendleton Way
Indianapolis, Indiana
46206-6294 Indianapolis, Indiana
46226-5224
For any questions please check our Frequently Asked Questions page or call a Customer Service
Representative at 1-888-674-4138, Monday to Friday from 8:30 a.m. to 7:00 p.m. ET.
Learn more about GE Interest Plus for Business corporate notes.
Home
Invest Now
Site Map
GE.com
GEMoney.com
Privacy Policy
GE Interest Plus for Businesses is an investment in the senior, unsecured corporate debt of the
General Electric Capital Corporation. You should note that GE Interest Plus for Businesses Notes
are not a money market fund, which is generally a diversified fund consisting of investment in
short term debt securities of many companies. Unlike bank accounts and certificates of deposit, GE
Interest Plus for Businesses is not an FDIC-insured deposit. GE Interest Plus for Businesses is not
guaranteed under the FDICs Temporary Liquidity Guarantee Program. It is possible to lose money if
GE Capital is unable to pay its debts. Please see the prospectus for important investment
information.
The issuer has filed a registration statement (including a prospectus) [Registration Statement No.
333-135813] with the SEC for the offering to which this communication relates. Before you invest,
you should read the prospectus in that registration statement and other documents the issuer has
filed with the SEC for more complete information about the issuer and this offering. You may get
these documents for free by visiting EDGAR on the SEC website at www.sec.gov or by clicking here.
Alternatively, the issuer, any underwriter, or any dealer participating in the offering will
arrange to mail you the prospectus if you request it by clicking here or calling toll free
1-888-674-4138. 1Yield reflects the annual rate of return on your investment. It assumes that interest is accrued daily and posted monthly, and that there are no additional investments or redemptions. Copyright 2009, General Electric Capital Corporation |
Personal Businesses Log in GE Interest Plus for Businesses Home FAQ Contact Us CORPORATE NOTES GE CAPITAL BENEFITS INTEREST RATES INVEST NOW Current Rate Rate(%) Yield(%)1 2.65 2.68 Rate may be reset weekly. Invest Now 888-674-4138 Representatives are available Monday to Friday 8:30 am.. to 7:00 p.m. ET Quick Links View Prospectus Apply Now Request a Kit by Mail SEC Filings Frequently Asked Questions Learn More GE Interest Plus for Businesses corporate notes are a convenient, easy-to-use investment. If you have any questions about investing in the GE Interest Plus for Businesses, please consult these Frequently Asked Questions. If you still need help, call our toll-free number for more information. GENERAL INFORMATION What is GE Interest Plus for Businesses? How does GE Interest Plus for Businesses set its rates? How is the yield calculated? Why does GE Interest Plus for Businesses pay a different rate than GE Interest Plus for Individuals? Can I use checks to access my GE Interest Plus for Businesses investment? What are the differences between GE Interest Plus for Businesses and GE Interest Plus for Individuals? What is the minimum initial investment? What if my investment amount falls below the required minimum? What is the maximum total investment? What if my investment exceeds $5,000,000? How is interest paid and accrued? What if I have questions about my investment? ESTABLISHING A GE INTEREST PLUS FOR BUSINESSES INVESTMENT What type of business entities can establish a GE Interest Plus for Businesses investment? How do I establish a GE Interest Plus for Businesses investment? What type of documentation is required to establish a GE Interest Plus for Business investment? How do I fund my investment? Do I have to link my business checking account to my GE Interest Plus for Businesses investment? Can I establish an investment with an address outside of the United States? INVESTING AND REDEEMING What types of checks will you accept for investment? Is an investment in GE Interest Plus for Businesses Notes liquid? How do I add to or redeem from my investment? Can I redeem my investment at anytime? Are there any penalties for redeeming funds? What type of bank account can I link to my GE Interest Plus for Businesses investment? Can I link more than one bank checking account to my GE Interest Plus for Businesses investment? When are invested funds available for redemption? INVESTMENT QUALITY How safe is my investment? Is GE Interest Plus for Businesses FDIC Insured? Is GE Interest Plus for Businesses covered under the FDICs Temporary Liquidity Guarantee Program? FEES Do I pay any sales or management fees? Are there maintenance fees? REPORTING, INVESTOR COMMUNICATIONS AND CHECK DELIVERY When will I know my GE Interest Plus for Businesses investment has been established? How often will I receive statements? When will I receive my businesss 1099 Int. Statement? HOW TO CONTACT US What is the address for mailing investments or letters? What is the overnight mail address? Where do I wire money? MANAGING YOUR INVESTMENT ONLINE OR OVER THE PHONE How can I manage my investment via the Internet? How secure is my information online? How do I download a browser with 128-bit encryption? How do I login to Online Access? How do I enroll in electronic delivery of statements? How to I login to the Automated Telephone System? What Browsers does the GE Interest Plus for Businesses website support? What if I am having trouble logging-in to Online Access? GENERAL INFORMATION What is GE Interest Plus for Businesses? GE Interest Plus for Businesses is an investment designed to provide investors with a convenient way to invest directly in General Electric Capital Corporation (GE Capital). GE Interest Plus for Businesses is issued by General Electric Capit al Corporation. It is an unsecured and unsubordinated debt obligation of GE Capital and is not a bank account or a money market fund. It is not a bank deposit and is not FDIC insured. It is offered in the U.S. by prospectus only. Complete information concerning GE Interest Plus for Businesses is contained in the Prospectus. |
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How does GE Interest Plus for Businesses set its rates? Rates are reviewed weekly by the GE Interest Plus Committee and may be reset as often. Back to top How is the yield calculated? Yield reflects the annual rate of return on your investment. It assumes that interest is accrued daily and posted monthly, and that there are no additional investments or redemptions. Back to top Why does GE Interest Plus for Businesses pay a different rate than the consumer version? GE Interest Plus for Businesses offers a lower rate for commercial investments. Business accounts tend to be more volatile than those of consumers. Nevertheless, the rate offered to businesses can typically be higher when compared to bank money market accounts, CDs and other cash alternatives offered to businesses. The liquidity offered coupled with a rate that is likely to be higher than similar short-term alternatives can make GE Interest Plus for Businesses an attractive option for your business. Back to top Can I use checks to access my GE Interest Plus for Businesses investment? No. Checkbooks are not provided with your GE Interest Plus for Businesses investment. You may take advantage of our free electronic transfers service to move money to and from your linked business checking account. You may also invest and redeem by wire. Back to top What are the differences between GE Interest Plus for Businesses and GE Interest Plus for Individuals? There are a few major differences between GE Interest Plus for Individuals and GE Interest Plus for Businesses. Click here to view a comparison table. Back to top What is the minimum initial investment? The minimum initial investment is $500. Back to top What if my investment amount falls below the required minimum? The required minimum investment is $500. If your investment falls below the required minimum you will be notified in writing and will be provided with at least 30 days in which to increase your balance to the requirement. If you do not do so, your investment will be redeemed and a check will be mailed to your address of record. Back to top What is the maximum total investment? The GE Interest Plus Committee has established a maximum total investment for any one business investor of $5 Million. Back to top What if my investment exceeds $5,000,000? If the amount of your investment exceeds this maximum, we may notify you in writing that we intend to redeem the amount of your investment in excess of $5,000,000. You will then have 30 days to redeem the excess portion of your investment. If you do not do so within a 30-day period, we will redeem the amount we have specified and mail a check to the registered holder of the Notes, less any tax withholding, if applicable. Interest on the redeemed amount shall cease to accrue on and after the effective date of the redemption. Back to top How is interest accrued and paid? Interest on the Notes will accrue daily. Accrued interest will be credited and automatically reinvested in additional Notes monthly and will begin to accrue interest on the first day following the date of such reinvestment. Back to top What if I have questions about my investment? For up-to-date information about your investment or current GE Interest Plus for Businesses rate, you may login to Online Access or call our automated touch tone service at 1-888-674-4138, 24 hours a day, 7 days a week. Customer Service Representatives are also available at this number, Monday through Friday, from 8:30 a.m. to 7:00 p.m. Eastern Time. Back to top ESTABLISHING A GE INTEREST PLUS FOR BUSINESSES INVESTMENT What type of business entities can establish a GE Interest Plus for Businesses investment? Corporations, LLCs, Partnerships and Sole Proprietorships are able to establish GE Interest Plus for Businesses investments. Back to top How do I establish a GE Interest Plus for Businesses investment? Follow the instructions provided on the Invest Now page of our website. Back to top What type of documentation is required to establish a GE Interest Plus for Business investment account? Corporation LLC Partnership Sole Proprietorship FILL OUT APPROPRIATE FORMS: 1. Corporate Application 2. Corporate Authorization Form 3. Form W-9 4. Secondary Authorized Person Form (if more than one Authorized Person) 1. LLC Application 2. LLC Authorization Form 3. Form W-9 4. Secondary Authorized Person Form (if more than one Authorized Person) 1. Partnership Application 2. Partnership Authorization Form 3. Form W-9 4. Secondary Authorized Person Form (if more than one Authorized Person) 1. Sole Proprietorship Application 2. Form W-9 3. Secondary Authorized Person Form (if more than one Authorized Person) PROVIDE REQUIRED DOCUMENTATION:1.Copy of Articles of Incorporation with evidence of state filing 2. Bank statement copy of voided check to verify linked bank account1. Copy of Articles of Organization with evidence of state filing 2. Bank statement copy of voided check to verify linked bank account 1. Copy of Certificate of Partnership (Limited Partnership) or Partnership Agreement (General Partnership with evidence of state filing |
2. Bank statement copy or voided check to verify linked bank account 1. Copy of Business License with evidence of state filing 2. Bank statement copy or voided check to verify linked bank account Click here to enlarge image. |
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How do I fund my investment? You have three ways you can choose to fund your investment: · By Check: Please make checks payable to GE Interest Plus for Businesses. The minimum investment is $500, payable in U.S. Dollars and the maximum is $5 million. The registration of your check must match the registration of your GE Interest Plus for Businesses investment. · By Wire*: When we have opened your business investment we will send you wiring structions to fund your initial investment. · By Electronic Transfer/Quick Invest: Indicate on the application that youll be electronically transferring funds from your linked checking account. We will initiate the transfer within 2 to 3 days of your investment establishment date. *Please note that if you choose the wire option above, you must fund your investment within 60 days of the establishment date or your investment will be closed. Back to top Do I have to link my business checking account to my GE Interest Plus for Businesses investment? Yes, in order to verify your business and to facilitate Quick Invest and Quick Redemption options, we require a linked business checking account. Back to top Can I establish an investment with an address outside of the United States? No, your business must be based in the U.S with a U.S. mailing street address. Back to top INVESTING AND REDEEMING What types of checks will you accept for investment? Your investment check must be drawn on a U.S. bank or a U.S. branch of a foreign bank. Funds must be in U.S. dollars. Money orders, travelers checks, starter checks, cashiers checks, credit card checks and third party checks are not acceptable. Your check must be made payable to GE Interest Plus for Businesses. Cash is not accepted. Back to top Is an investment in GE Interest Plus for Businesses Notes liquid? Yes. GE Interest Plus for Businesses is liquid, meaning you can redeem your investment at any time. There are several options for redeeming funds. You may transfer funds to your linked checking account (our Quick Redemption Service), wire funds, or have us send you a check to your registered business address. Back to top |
How do I add to or redeem from my investment? The easiest way to invest more or redeem is by signing up for our Quick Transactions Service. The service lets you electronically transfer money to and from your linked business checking account. Other ways to invest include mailing in a check or wiring in funds. See question below for redemption options. Back to top Can I redeem my investment at anytime? Yes, you can do so at no charge by simply transferring money to your linked business checking account through our Quick Redemption Service ($25 minimum) or choosing the wire transfer option ($2,500 minimum and a $15 wire fee). Back to top Are there any penalties for redeeming funds? No. You have unlimited access to your investment if the funds are available for redemption ($15 fee for wire redemptions). Back to top What type of bank account can I link to my GE Interest Plus for Businesses investment? It must be a U.S. based bank checking or operating account with a valid routing number. The business checking account must be registered to the same name as your business. To link your bank checking account we require a copy of a voided check to validate the account and its registration. In lieu of a voided check, you may provide a recent copy of your bank statement. Please note that the registration of the bank checking account must be printed on the check or operating statement. |
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Can I link more than one bank checking account to my GE Interest Plus for Businesses investment? No. We allow the linking of only one bank checking account for both investments and redemptions. Back to top When are invested funds available for redemption? While funds invested will begin to accrue interest on the day they are posted to your account, they are available for redemption based on how the funds were invested: · Funds invested via a check are available for redemption 12 business days after the date of credit. · Funds invested via Quick Invest (Automated Clearing House transfer) are available 3 business days after the date of credit. · Funds invested via wire are available for redemption on the next business day. Back to top |
INVESTMENT QUALITY
How safe is my investment? There is risk with any investment you make. However, with GE Interest Plus for Businesses, you benefit from the credit worthiness of General Electric Capital Corporation (GECC). GECC is rated AA+ by Standard & Poors Corporation and Aaa by Moodys Investors Service. Back to top Is GE Interest Plus for Businesses FDIC Insured? GE Interest Plus for Businesses is not an FDIC insured deposit. It is an investment in the senior unsecured debt of General Electric Capital Corporation, whose outstanding senior debt is rated AA+ by Standard and Poors Corporation and Aaa by Moodys Investor Service. Back to top Is GE Interest Plus for Businesses covered under the FDICs Temporary Liquidity Guarantee Program? No, based on the final rules established by the FDIC on 11/21/08, GE Interest Plus for Businesses is not guaranteed under the FDICs Temporary Liquidity Guarantee Program. Click here to review the 11/24/08 investor letter. Back to top FEES Do I pay any sales or management fees? No. There are no management fees, sales loads or maintenance fees. So, theres nothing to reduce your rate of return. Back to top Are there maintenance fees? There are no regular maintenance fees. Fees are assessed only for checks returned for insufficient funds, wire redemptions, stop payment requests and other unusual services. Back to top REPORTING & INVESTOR COMMUNICATIONS When will I know that my investment has been established? You will be notified that your investment has been established through a confirmation statement mailed the next day. About a week later you will receive a welcome letter confirming your information and providing you with additional information on how to manage your investment over the phone or online. Please note that there may be instances where we require additional information to validate your business or the identity of the persons authorized to transact on behalf of the investment before we establish your investment. If that is the case, there may be a delay in establishing your investment. Back to top How often will I receive statements? You will be mailed a statement monthly unless you elect electronic delivery. You |
can receive your statement electronically through our Online Access website. If you do, 12 months
of statements are maintained online. We will send an email each month to alert your business when
your e-Statement is available, if you made this election.
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When will I receive my 1099 Int. Statement? We will mail you your 1099 Int. statement in January of each year following the reporting year. Back to top HOW TO CONTACT US What is the address for mailing investments or letters? GE Interest Plus for Businesses P.O. Box 6294 Indianapolis, Indiana 46206-6294 |
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What is the overnight mail address?
GE Interest Plus for Businesses
4000 Pendleton Way
Indianapolis, Indiana 46226-5224
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Where do I wire money? You can only wire money to us if you have an established investment. If you do, the wire instructions are as follows: GE Interest Plus for Businesses The Huntington National Bank Indianapolis, Indiana ABA #274070442 Include your 10-digit GE Interest Plus for Businesses investment number Back to top MANAGING YOUR INVESTMENT ONLINE OR OVER THE PHONE How can I manage my investment via the Internet? Once you receive your GE Interest Plus for Businesses investment number, you will be able to manage your investment online through our Online Access system. You will be able to establish your password once you receive notification of your GE Interest Plus for Businesses investment number. After you establish your password, you will be able to: · View the principal amount of your investment and 12 months of transaction history |
· View most recent rate information |
· Obtain statements electronically |
· Initiate a Quick Invest or Quick Redemption transaction (transfer money to and from your linked business checking account) |
· Change your password |
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How secure is my information online? To ensure security, we encrypt all information between your PC and GE Interest Plus for Businesses. Using secured browsers and 128bit encryption technology, you can be assured security is our number one priority. In fact, 128bit encryption is one of the highest levels of encryption currently available. 128bit encryption is the process of scrambling information (typically for data transmission) so that only someone who has the correct encryption key can reassemble it in its original clear text format. When used between you and GE Interest Plus for Businesses, this encryption technology allows you to encode (or encrypt) your personal information as you send it to us. Only GE Interest Plus for Businesses can decrypt it. Likewise, when we send personal or account information to you, this technology allows us to encode it, and only you can decode it. In the box below, you will be able to see whether the browser you are currently using has 128-bit encryption. If it is noted that your browser does not have 128-bit encryption, please go to the section labeled Download a browser with 128-bit encryption. It is essential that you upgrade your browser before you enter Online Access. You are currently using a compatible version 6.0 of Microsoft Internet Explorer with 128-bit encryption, which will allow you to access GE Interest Plus for Businesss Online Access. There is no need to upgrade your browser. Back to top |
How do I download a browser with 128bit encryption? You can download a 128-bit browser by completing the steps below: If upgrading your Netscape browser, go to http://browser.netscape.com/ns8/download/default.jsp. If you need assistance while downloading, please visit the Netscape Help area. If upgrading your Internet Explorer (IE) browser, go to http://www.microsoft.com/windows/downloads/ie/getitnow.mspx. If you need assistance while downloading, please visit the Microsoft Help area. If upgrading your Mozilla Firefox browser, go to http://www.mozilla.com. If you need assistance while downloading, please visit the Mozilla Help area. If upgrading your Apple Safari browser, go to http://www.apple.com/safari. If you need assistance while downloading, please visit the Apple Safari Help area. Back to top |
How do I login to Online Access?
1. Click on the Login Button in the upper right hand corner of our website,
http://www.geinterestplus.com/businesses Once you arrive at our secure Online Access website,
click on
FirstTime Users Click Here.
2. Enter your Businesss Tax Identification Number (TIN), GE Interest Plus for Businesses
investment number and
your desired 4 to 10 digit password twice. Then press Submit. Now you are set up to access
your
investment on-line.
3. To login, enter your investment number and your new password and click on Submit. Please note: to maintain the security of your account, you will only be allowed to have three unsuccessful attempts to login. After the third attempt, your ability to access your account on-line will be suspended. You must then call a Customer Service Representative at 1-888-674-4138 to have your password reset. Back to top How do I enroll in electronic delivery of statements? To receive your statements electronically rather than through the mail, click on View Statements On-line and follow the instructions provided on our Online Access site. Twelve months of statements will be maintained and available for viewing. Back to top How to I login to the Automated Telephone System? 1. Call us at 1-888-674-4138 and press 1 to access your investment information. The system will ask you to enter in your investment number. Because you are a first time user, you must establish a 6 to 10 digit Personal Identification Number (PIN). The system will ask you to enter in your businesss Tax Identification Number(TIN) followed by the date of formation of your business (the date you provided us on the application). 2. You will then be asked to establish and then confirm your PIN. After you do so you can access your investment by entering only your GE Interest Plus for Businesses investment number and PIN. When you are logged into our Automated Telephone System, you will automatically hear your current balance and current interest rate information. Other menu items available to you include: · Press 1: To repeat your balance and rate information. · Press 2: To initiate a Quick Invest or Quick Redemption transaction. · Press 3: To hear information on your last 5 investments or last 5 redemptions. · Press 4: For information on another account. · Press 0: To speak to a Service Representative. Back to top What browsers does the GE Interest Plus for Businesses website support? In order to take advantage of the most advanced interactive technology and security measures, we require that you use one of the latest versions of your browser to access our secure transaction site. We support Netscape Navigator (version 6.1 or higher), Microsoft Internet Explorer (version 5.0 or higher), Mozilla Firefox (version 2.0 or higher) and Apple Safari (version 3.1 or higher). If you need to update your browser, click on either of the following links: Netscape: http://browser.netscape.com/ns8/download/default.jsp Internet Explorer: http://www.microsoft.com/windows/ie/default.htm Mozilla Firefox: http://www.mozilla.com |
Apple Safari: http://www.apple.com/safari
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What if I am having trouble loggingin to Online Access? For assistance in logging on to our Online Access system, please call 1-888-674-4138 between 8:30 AM and 7:00 PM ET, Monday through Friday (other than holidays), and speak with a Customer Service Representative. Back to top Home | Frequently Asked Questions · Site Map · GE.com · GEMoney.com · Privacy Policy GE Interest Plus for Businesses is an investment in the senior, unsecured corporate debt of the General Electric Capital Corporation. You should note that GE Interest Plus for Businesses Notes are not a money market fund, which is generally a diversified fund consisting of investment in short term debt securities of many companies. Unlike bank accounts and certificates of deposit, GE Interest Plus for Businesses is not an FDIC-insured deposit. GE Interest Plus for Businesses is not guaranteed under the FDICs Temporary Liquidity Guarantee Program. It is possible to lose money if GE Capital is unable to pay its debts. Please see the prospectus for important investment information. The issuer has filed a registration statement (including a prospectus) [Registration Statement No. 333-135813] with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov or by clicking here. Alternatively, the issuer, any underwriter, or any dealer participating in the offering will arrange to mail you the prospectus if you request it by clicking here or calling toll free 1-888-674-4138. 1Yield reflects the annual rate of return on your investment. It assumes that interest is accrued daily and posted monthly, and that there are no additional investments or redemptions. Copyright 2009, General Electric Capital Corporation |
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Talk to us: Call us toll-free: 1-888-674-4138 888-674-4138 Representatives are available Monday to Friday 8:30 a.m. to 7:00 p.m. ET Quick Links View Prospectus Apply Now Request a Kit by Mail SEC Filings Home | Contact Us Site Map GE.com GEMoney.com Privacy Policy GE Interest Plus for Businesses is an investment in the senior, unsecured corporate debt of the General Electric Capital Corporation. You should note that GE Interest Plus for Businesses Notes are not a money market fund, which is generally a diversified fund consisting of investment in short term debt securities of many companies. Unlike bank accounts and certificates of deposit, GE Interest Plus for Businesses is not an FDIC-insured deposit. GE Interest Plus for Businesses is not guaranteed under the FDICs Temporary Liquidity Guarantee Program. It is possible to lose money if GE Capital is unable to pay its debts. Please see the prospectus for important investment information. The issuer has filed a registration statement (including a prospectus) [Registration Statement No. 333-135813] with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov or by clicking here. Alternatively, the issuer, any underwriter, or any dealer participating in the offering will arrange to mail you the prospectus if you request it by clicking here or calling toll free 1-888-674-4138. 1Yield reflects the annual rate of return on your investment. It assumes that interest is accrued daily and posted monthly, and that there are no additional investments or redemptions. |
Copyright 2009, General Electric Capital Corporation |
Personal Businesses Log in GE Interest Plus® for Businesses Home FAQ Contact Us CORPORATE NOTES GE CAPITAL BENEFITS INTEREST RATES INVEST NOW Current Rate Rate(%) Yield(%)1 2.65 2.68 Rate may be reset weekly. INVEST NOW Request a Kit by Mail *Company Name: *First Name: *Last Name: *Address: *City: *State: *Zip Code : Phone: *E-mail: Receive future information about GE Interest Plus for Businesses via e-mail *Required field Submit 888-674-4138 Representatives are available Monday to Friday 8:30 am. to 7:00 p.m. ET Quick Links View Prospectus Apply Now Request a Kit by Mail SEC Filings Home | Request a Mail Kit Site Map GE.com GEMoney.com Privacy Policy GE Interest Plus for Businesses is an investment in the senior, unsecured corporate debt of the General Electric Capital Corporation. You should note that GE Interest Plus for Businesses Notes are not a money market fund, which is generally a diversified fund consisting of investment in short term debt securities of many companies. Unlike bank accounts and certificates of deposit, GE Interest Plus for Businesses is not an FDIC-insured deposit. GE Interest Plus for Businesses is not guaranteed under the FDICs Temporary Liquidity Guarantee Program. It is possible to lose money if GE Capital is unable to pay its debts. Please see the prospectus for important investment information. The issuer has filed a registration statement (including a prospectus) [Registration Statement No. 333-135813] with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC website at www.sec.gov or by clicking here. Alternatively, the issuer, any underwriter, or any dealer participating in the offering will arrange to mail you the prospectus if you request it by clicking here or calling toll free 1-888-674-4138. 1Yield reflects the annual rate of return on your investment. It assumes that interest is accrued daily and posted monthly, and that there are no additional investments or redemptions. Copyright 2009, General Electric Capital Corporation( |