SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): January 16, 2003
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POPULAR, INC.
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(Exact name of registrant as specified in its charter)
COMMONWEALTH OF PUERTO RICO NO. 0-13818 NO. 66-0416582
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(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
209 MUNOZ RIVERA AVENUE
HATO REY, PUERTO RICO 00918
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (787) 765-9800
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(Former name or former address, if changed since last report)
Item 5. Other Events
On January 16, 2003, Banco Popular de Puerto Rico, a wholly-owned
subsidiary of Popular, Inc., entered into a Deferred Prosecution Agreement with
the U.S. Justice Department, the Board of Governors of the Federal Reserve
System and the Financial Crimes Enforcement Network of the U.S. Department of
the Treasury. A copy of the Deferred Prosecution Agreement is attached as
Exhibit 10.25 to this Current Report on Form 8-K and incorporated herein by
reference.
Popular, Inc. is also filing as Exhibit 12.1 the computation of the
ratios of earnings to fixed charges and earnings to fixed charges and preferred
stock dividends for the nine month period ended September 30, 2002 and for the
five years ended December 31, 2001. Exhibit 12.1 is incorporated herein by
reference.
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
(c) Exhibits
Exhibit Number Description
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10.25 Deferred Prosecution Agreement
12.1 Computation of Ratios of Earnings to Fixed
Charges and Earnings to Fixed Charges and
Preferred Stock Dividends
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
POPULAR, INC.
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(Registrant)
Date: February 6, 2003 By: S/Amilcar L. Jordan
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Name: Amilcar L. Jordan, Esq.
Title: Senior Vice President and Comptroller
EXHIBIT INDEX
Exhibit Number Description
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10.25 Deferred Prosecution Agreement
12.1 Computation of Ratios of Earnings to Fixed
Charges and Earnings to Fixed Charges and
Preferred Stock Dividends