SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ------------ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED Date of Report: January 22, 2004 F.N.B. CORPORATION ------------------------------------------------------ (Exact name of registrant as specified in its charter) Florida 0-8144 25-1255406 ------------------------------------------------------------------------------- (State of Incorporation) (Commission (IRS Employer File Number) Identification No.) One F.N.B. Boulevard, Hermitage, Pennsylvania 16148 ---------------------------------------------------------------- (Address of principal executive offices) (Zip code) (724) 981-6000 ---------------------------------------------------- (Registrant's telephone number, including area code) Former address: 2150 Goodlette Road North, Naples, Florida, 34102 ------------------------------------------------------------------- (Former name or former address, if changed since last report) INFORMATION TO BE INCLUDED IN THE REPORT ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS EXHIBIT NO. DESCRIPTION OF EXHIBIT ----------- ---------------------- 99.1 Press release dated January 22, 2004 with respect to F.N.B. Corporation's financial results for the quarter ended December 31, 2003. ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION On January 22, 2004, the Registrant announced financial results for the quarter ended December 31, 2003. A copy of the press release announcing the Registrant's results for the quarter ended December 31, 2003, is attached hereto as Exhibit 99.1 and incorporated by reference herein. Signatures Pursuant to the requirements of the Securities Exchange Act of 1934 the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. F.N.B. CORPORATION (Registrant) By: /s/ Brian F. Lilly ----------------------------- Name: Brian F. Lilly Title: Chief Financial Officer (Principal Financial Officer) Dated: January 22, 2004