UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549



                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): December 14, 2005


                        NEW YORK COMMUNITY BANCORP, INC.
             (Exact name of registrant as specified in its charter)


          Delaware                      0-31565                06-1377322
------------------------------   ----------------------   -------------------
(State or other jurisdiction     Commission File Number   (I.R.S. Employer
   of incorporation or                                    Identification No.)
     organization)



                  615 Merrick Avenue, Westbury, New York 11590
                    (Address of principal executive offices)


       Registrant's telephone number, including area code: (516) 683-4100


                                 Not applicable
          (Former name or former address, if changed since last report)



Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

[_]  Written  communications  pursuant to Rule 425 under the  Securities Act (17
     CFR 230.425)

[_]  Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[_]  Pre-commencement   communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange Act (17 CFR 240.14d-2(b))

[_]  Pre-commencement   communications  pursuant  to  Rule  13e-4(c)  under  the
     Exchange Act (17 CFR 240.13e-4(c))





                           CURRENT REPORT ON FORM 8-K


ITEM 8.01         Other Events

On December 14, 2005, New York Community Bancorp,  Inc. (the "Company") issued a
press  release  announcing  that  its  prospective  acquisition  of Long  Island
Financial  Corp.  has been  approved  by the Board of  Governors  of the Federal
Reserve  System.  The press  release  is  attached  hereto as  Exhibit  99.1 and
incorporated by reference herein.


ITEM 9.01         Financial Statements and Exhibits

(c)  Attached  as Exhibit  99.1 is the press  release  issued by the  Company on
     December 14, 2005.




                                    SIGNATURE

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


December 14, 2005                     NEW YORK COMMUNITY BANCORP, INC.
-----------------------------
        Date
                                      /s/ Joseph R. Ficalora
                                      ----------------------------------------
                                      Joseph R. Ficalora
                                      President and Chief Executive Officer



                                  EXHIBIT INDEX


99.1     Press release issued by the Company on December 14, 2005.