UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934


Date of Report (Date of earliest event reported) July 20, 2006
                                                 -------------------------------


                          CADENCE FINANCIAL CORPORATION
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             (Exact name of registrant as specified in its charter)


      Mississippi                         1-15773               64-0694755
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 (State or other jurisdiction           (Commission            (IRS Employer
     of incorporation)                  File Number)         Identification No.)


301 East Main Street, Starkville, Mississippi                          39759
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 (Address of principal executive offices)                           (Zip Code)


Registrant's telephone number, including area code (662) 343-1341
                                                   -----------------------------

                                      n/a
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         (Former name or former address, if changed since last report.)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
    CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))








Item 2.02   Results of Operations and Financial Condition.

On July 20, 2006, Cadence Financial Corporation ("NBY") issued a press release
announcing financial information for its second quarter ended June 30, 2006. The
press release is attached as Exhibit 99.1 to this Form 8-K and is furnished to,
but not filed with, the Commission.


Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

    Exhibit Number             Description of Exhibit
    --------------             ----------------------
    99.1                       Press release issued July 20, 2006







                                   SIGNATURES
                                   ----------

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                                 CADENCE FINANCIAL CORPORATION
                                              ----------------------------------
                                                         (Registrant)

Date:  July 20, 2006
                                          By: /s/ Richard T. Haston
                                              ----------------------------------
                                              Richard T. Haston
                                              Executive Vice President,
                                              Chief Financial Officer







                                  EXHIBIT INDEX
                                  -------------

Exhibit                Description
-------                -----------

99.1                   Press Release dated July 20, 2006