Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
Kreczko Alan J
  2. Issuer Name and Ticker or Trading Symbol
HARTFORD FINANCIAL SERVICES GROUP INC/DE [HIG]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
E.V.P. and General Counsel
(Last)
(First)
(Middle)
THE HARTFORD FINANCIAL SERVICES GROUP -, ONE HARTFORD PLAZA
3. Date of Earliest Transaction (Month/Day/Year)
05/06/2011
(Street)

HARTFORD, CT 06155
4. If Amendment, Date Original Filed(Month/Day/Year)
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 05/06/2011   M   966.095 A (1) 9,861.992 D  
Common Stock 05/06/2011   D   966.095 D $ 28.58 8,895.897 D  
Restricted Stock Units               14,753.771 D  

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Options $ 65.99               (2) 02/20/2014 Common Stock 3,414   3,414 D  
Stock Options $ 83               (3) 02/15/2016 Common Stock 2,938   2,938 D  
Stock Options $ 93.69               (4) 02/27/2017 Common Stock 2,884   2,884 D  
Stock Options $ 92.69               (5) 07/30/2017 Common Stock 2,477   2,477 D  
Stock Options $ 74.88               (6) 02/26/2018 Common Stock 8,577   8,577 D  
Stock Options $ 7.04               (7) 02/25/2019 Common Stock 37,180   37,180 D  
Stock Option $ 28.91               (8) 03/01/2021 Common Stock 39,498   39,498 D  
Restricted Units (9)               (9) 02/25/2012(9) Common Stock (9) 17,941.072 (9)   17,941.072 D  
Restricted Units (10)               (10) 07/31/2011(10) Common Stock (10) 44,859.498 (10)   44,859.498 D  
Restricted Units (11)               (11) 02/25/2013(11) Common Stock (11) 23,066.727 (11)   23,066.727 D  
Deferred Units (1) 05/06/2011   M   966.095     (12) 05/03/2013(12) Common Stock (12) 966.095 (12) (1) 1,932.191 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
Kreczko Alan J
THE HARTFORD FINANCIAL SERVICES GROUP -
ONE HARTFORD PLAZA
HARTFORD, CT 06155
      E.V.P. and General Counsel  

Signatures

 /s/ Donald C. Hunt, POA for Laura A. Santirocco, POA for Alan J. Kreczko by Power of Attorney of Alan J.Kreczko dated February 18, 2010.   05/10/2011
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Each deferred unit is the economic equivalent of one share of the Company's common stock. On May 6, 2011, 966.095 of the reporting person's deferred units were settled for cash.
(2) The option became fully exercisable as of February 18, 2007, the third anniversary of the grant date.
(3) The option became fully exercisable on February 15, 2009, the third anniversary of the grant date.
(4) The option became fully exercisable on February 27, 2010, the third anniversary of the grant date.
(5) The option became fully exercisable on July 30, 2010, three years from the date of the grant.
(6) The option became fully exercisable on February 26, 2011, three years from the date of the grant.
(7) The option becomes fully exercisable upon the later of: (i) the date on which the closing stock price on the New York Stock Exchange equals or exceeds 125% of the exercise price for 10 consecutive trading days or (ii) February 25, 2012, three years from the date of the grant. The pricing condition was met on April 22, 2009.
(8) One third of the option will become exercisable on March 1, 2012, an additional one third of the option will become exercisable on March 1, 2013 and the remaining one-third of the option will become exercisable on March 1, 2014, the third anniversary of the grant date.
(9) Each restricted unit will be settled in cash on the expiration date for an amount equal to the company's closing stock price on the New York Stock Exchange on the expiration date.
(10) Each restricted unit will be settled in cash as soon as practicable, and in any event within 90 days, after, July 31, 2011 (the "Valuation Date"). The cash settlement payable per unit shall be equal to the closing stock price per share of the company's common stock on the valuation date as reported on the New York Stock Exchange.
(11) Each restricted unit will be settled in cash as soon as practicable, and in any event within 90 days, after February 25, 2013 (the "Valuation Date"). The cash settlement payable per unit shall be equal to the closing stock price per share of the company's common stock on the valuation date as reported on the New York Stock Exchange.
(12) One-third of the deferred unit award will be settled in cash as soon as practicable after, and in any event within 90 days after, the first, second and third anniversaries of the grant date (May 3, 2010) based on the Company's closing stock price on the New York Stock Exchange on the applicable anniversary date. Deferred units are fully vested when credited.

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