Washington, DC 20429

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 24, 2003

                             SALISBURY BANCORP, INC.
               (Exact name of registrant as specified in charter)

          Connecticut                                  06-1514263
(State or other jurisdiction                         (IRS Employer
     of incorporation)                             Identification No.)

    5 Bissell Street, Lakeville, Connecticut            06039-1868
   (Address of principal executive offices)             (zip code)

Registrants telephone number, including area code:   (860) 435-9801


Form 8-K, Current Report
Salisbury Bancorp, Inc.

Item 5. Other Matters.

        The Board of Directors of Salisbury Bancorp,  Inc., the parent company
        of  Salisbury  Bank and  Trust  Company,  declared  a $.23  per  share
        quarterly cash dividend for the fourth quarter of 2003.

        The  quarterly  cash  dividend  will be paid on  January  30,  2004 to
        shareholders of record as of December 31, 2003.

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
        c.   Exhibits.

        99.  Press release dated November 25, 2003

        Exhibit Index                                          Page
        -------------                                          ----

        99.  Press release dated November 25, 2003               3

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereto duly authorized.

Dated:   November 25, 2003                    SALISBURY BANCORP, INC.

                                              By: /s/ John F. Perotti
                                                  John F. Perotti, President and
                                                  Chief Executive Officer