UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


                                NOVEMBER 9, 2005
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                                 Date of Report
                        (Date of earliest event reported)


                             KEARNY FINANCIAL CORP.
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             (Exact name of Registrant as specified in its Charter)

       United States                          0-51093              22-3803741
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 (State or other jurisdiction            (SEC Commission          (IRS Employer
     of incorporation)                      File No.)             Identification
                                                                  Number)

120 Passaic Avenue, Fairfield, New Jersey                              07004    
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(Address of principal executive offices)                             (Zip Code)

Registrant's telephone number, including area code: (973)244-4500
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                                 Not Applicable
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          (Former name or former address, if changed since last Report)


         Check the  appropriate  box below if the Form 8-K filing is intended to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

     [ ]  Written communications pursuant to Rule 425 under the Securities Act

     [ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act

     [ ]  Pre-commencement  communications  pursuant to Rule 14d-2(b)  under the
          Exchange Act

     [ ]  Pre-commencement  communications  pursuant to Rule 13e-4(c)  under the
          Exchange Act 


                             KEARNY FINANCIAL CORP.

                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------


ITEM 8.01     OTHER EVENTS
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         On November 9, 2005,  the  Registrant  issued a press release to report
its intent to conduct stock repurchases to fund its 2005 Stock  Compensation and
Incentive  Plan. A copy of the press release is furnished  with this Form 8-K as
an exhibit.


ITEM 9.01     FINANCIAL STATEMENTS, PRO FORMA FINANCIAL
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              INFORMATION AND EXHIBITS                 
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         (c) Exhibits:

                  99       Press Release dated November 9, 2005





                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.


                                       KEARNY FINANCIAL CORP.


Date: November 9, 2005                 By: /s/ Craig L. Montanaro
                                           -------------------------------------
                                           Craig L. Montanaro
                                           Senior Vice President and Director of
                                           Strategic Planning